Common Scenarios  
"Because things don't always go as planned"
In today’s current climate, New Zealand farmers throughout the country are exposed to many unforeseen events that can severely affect the day to day operation and financial performance of a farm.  TOWER can help with your farm insurance needs so you can get on with successfully running your farm.
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Arable Farming
Orchard
Area: Nelson
A Nelson apple grower lit a fire on his orchard, when it had died down and he thought he’d put it out, he decided to go into town. The wind turned, picked up and a reignited fire spread across neighbouring property.
Sheep & Beef
Sheep
Area: Otago
A sheep farmer from Middlemarch had his shearing shed blown over by the high winds that battered the area.  The shed was vital in the day to day running of the farm.
Dairy
Dairy
Area: Northland
During an electrical storm a Northland Farmer’s land was hit by lightning. One of his cows was struck by lightning during the storm and died.
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