Buy Car Insurance Online

Cover4Car™

Looking for an easier way to buy car insurance online? TOWER introduces Cover4Car™; the one-stop-shop for your car insurance needs.

Cover4Car™ offers the ease of buying online together with the high quality car insurance benefits you have come to expect from TOWER. Interested? Then click here to get a free no obligation car insurance quote in just a few steps.

Some great benefits of Cover4Car™ include

No Claims Bonus protection - you will not lose your No Claims Bonus if you make a claim and have had continuous comprehensive insurance with TOWER for the preceding 2 years and have had no claims in that time
Repair guarantee - you get a lifetime guarantee on repairs to your vehicle if you use one of our recommended panel beaters for damage resulting from a claim which is accepted
Choice of Repairer - you can use your own repairer if you are in an accident and the claim has been accepted by us
New vehicle - we will replace your vehicle with a brand new one of the same make and model if yours becomes a total loss within the first year of its registration from new.
Completion of journey - we pay up to $500 to get you home if you have an accident or if your vehicle is stolen and the claim is accepted. We will also pay to return your vehicle home after it has been repaired or recovered.
Legal defence costs - covers your legal costs to defend a manslaughter or dangerous driving causing death charge up to $1,200
Natural Disaster Damage - your vehicle is covered if damaged by a natural disaster
Bodily injury - covers your liability as a result of causing bodily injury (including death), illness, disability, disease, shock, fright, mental anguish or mental injury up to $100,000

Optional Special Benefits of Cover4Car™ you can choose for a little higher premium

No excess - you can choose to have nil excess if there are no drivers under the age of 25 years
RoadWise - offers you roadside assistance
Under 25 year old driver exclusion - you can save money by choosing to exclude all under 25 year olds driving your vehicle
Windscreen & window glass - cover for accidental breakage of your vehicles windscreen, window glass or sunroof, free of excess and you won't lose your No claims bonus