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Guide to insuring jewellery 

Jewellery Insurance Guide 

Our basic advice when it comes to insuring your jewellery is simple - have every item valued, and give the valuations to us.

This will mean that, when you make a claim, you will receive the full replacement value of the item. If there is no proof of cost or ownership when claiming for a jewellery item, you are unlikely to receive full replacement value.

If you can provide photographs of individual pieces of jewellery, this will not only help you with your claim but will also prove useful when replacing unique items.

Any individual piece of jewellery is covered under your contents insurance. Under a Maxi Protection Contents Insurance policy, an individual piece of jewellery is covered up to $2,500 per item. Items over $2,500 should be insured separately. Other polices have different limits.

Get a Contents Insurance quote

Get a quoteFor your contents insurance quote or for more information about TOWER's insurance policies, call us on 0800 379 372 Monday - Sunday 8.00am - 8.00pm or complete TOWER's online quote
request form
and we will contact you.

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