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Maxi Protection Contents Insurance 

TOWER Maxi Protection Contents Insurance is our most popular type of cover for family possessions. You can nominate the amount of contents cover you need and receive all the added benefits you get with TOWER.

With Maxi Protection Contents Insurance your possessions will be covered for sudden and unforeseen accidental physical loss or damage (see the TOWER Maxi Protection Contents Insurance policy document for full terms and conditions).

Get a quote

For your contents insurance quote or for more information about any of TOWER's insurance products, call us on 0800 379 372, Monday to Sunday, 8.00am to 8.00pm, or complete TOWER's quote request form online, and we will contact you.

Features of Maxi Protection Contents Insurance

  • Full replacement or repair of furniture, furnishings and home appliances under 10 years old
  • Up to $1,000 for credit card/debit card fraud
  • Up to $25,000 for temporary accommodation expenses - so you'll feel at ease knowing that you will have somewhere to live if you have to move out of your home temporarily whilst your house is being repaired or rebuilt
  • Full replacement for frozen food deterioration - to cover your loss of frozen food that's not fit to eat if your refrigeration equipment accidentally stops
  • Up to $5,000 to repair the resulting damage from gradual damage caused to your contents by a leaking internal water supply pipe or internal waste disposal pipe
  • Up to $1,000 (with no excess payable) to replace keys and locks if your house keys or remote door opener is stolen or illegally duplicated - helping to relieve your burglary worries
  • Up to 10% discount for having a security system - you can save on your premium if you have a passive infrared security system set up to protect the important areas of your home

As a TOWER contents insurance policy holder, you get exclusive access to TOWER Vault - a secure and private safety deposit box on the Internet where you can store itemised details of your valuable possessions securely.

Optional Features of Maxi Protection Contents Insurance

  • No excess options - you pay nothing if you need to make a claim
  • "New for old" replacement or repair of furniture, furnishings, and home appliances regardless of age - you can get more out of your policy by choosing to cover your items for their full replacement value
  • Business tools covered up to $10,000 - you can choose to protect those items that you use to obtain financial return, such as tools. Ideal for small businesses run at home
  • Contents in storage - covers your contents while temporarily stored at a securely locked, well maintained building away from your home
  • House under construction or alteration - covers your contents for damage while your house is under construction or structural alteration

Full Policy Details for TOWER Maxi Protection Contents Insurance

TOWER Maxi Protection Contents Insurance policy

Get a quote

Get a quote

For your contents insurance quote or for more information about any of TOWER's insurance products, call us on 0800 379 372, Monday to Sunday, 8.00am to 8.00pm, or complete TOWER's quote request form online, and we will contact you.


Check out TOWER’s Insurance Excess Refunds video on YouTube

TOWER's Insurance Excess Refunds

Looking for a quote? Call us on 0800 379 372