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Provider Contents Policy - Super Thrifti Protection 

Looking for a quote?  0800 379 372
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  • Save money and tailor your cover to suit you
  • Up to 10% discount for having a security system - you can save on your premium if you have a passive infrared security system set up to protect the important areas of your home
  • Get a quote with one quick and easy phone call – 0800 379 372.


  • Full replacement and repair cover

    Full replacement or repair of furniture, furnishings and home appliances under 5 years old. We will also pay the present day value of your other contents and personal effects.

  • Natural disaster cover

    If your contents suffer natural disaster damage, we’ll pay the difference between the amount paid under EQCover and the sum insured shown in your certificate of insurance, less any excesses that may apply.

  • No claims bonus

    If you haven’t made any claims with your previous insurer or with us for the last year, you’ll receive a no claims bonus. And, if you don’t make any claims within the next two years you’ll qualify for an extra no claims bonus.

  • One event - one excess

    If we accept a claim for damage to your contents and you have to make another claim on your house or car policy related to that same event then there will only be one excess payable. It will be the highest excess or excess refund that applies.

  • Security alarms

    If you have installed a passive infra-red security system that protects all the important areas of your house, we will give you a discount off your premium.

  • Temporary accommodation cover

    If your contents suffer loss or damage which is covered by EQCover or this policy and your home is uninhabitable as a result, then we will pay up to $5,000 temporary accommodation.

  • Liability protection

    Up to $1,000,000 for your legal liability if you accidentally cause damage to someone else’s property anywhere in New Zealand.

  • Tenants’ liability cover

    Liability protection includes cover for loss or damage caused by fire, explosion, or water damage to the house that is occupied but not owned by you.

Optional benefits

Bicycle cover

Bicycle cover

You can choose to cover your bicycle for its present day value.

Computer or laptop cover

Computer or laptop cover
Tailor your cover to include cover for your computer or laptop for its present day value.

Spectacles and permanent contact lenses cover

Spectacles and permanent contact lenses cover
Choose to cover those important things in your life. Claims are free of any excess or excess refund.

Important: This is a summary only. For a full outline of the policy terms and conditions please read the policy wording (below) and the certificate of insurance.

Our guarantee

If you are not completely happy with your policy, please tell us within 30 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.
Underwritten by TOWER Insurance Limited

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0800 379 372
Super Thrifti Contents policy documents

Provider Contents Policy - Super Thrifti Protection full policy documents

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