Premier Health™ 

Premier Health™ is a flexible health insurance policy that can be tailored to help suit the needs of you and your family.  

At the heart of your Premier Health™ policy is the base cover. This gives you cover for many of the big expenses such as surgical and non-surgical treatment in a private hospital.

Want to find out how much the cover you’d need would cost? Get an online health insurance quote today.

Why do you need health insurance?

If you were to become unwell, you would want to take steps to get back to good health as soon as possible. While New Zealand does have a public health system, you are not always guaranteed fast access to treatment. Below is some interesting statistics and case studies to help inform you on your health insurance decision.

• Statistics and the true cost of health claims
• Real life health insurance case study

Additional options

For an additional premium, you can upgrade your Base Cover by choosing from the following options, either individually, or in any combination:

Serious condition lump sum option
Provides a one-off lump sum payment to help reduce the financial strain of suffering (for the first time after taking out the cover), from one of 39 specified trauma conditions. The lump sum could be used however you choose, such as rehabilitation expenses or a holiday. This option also includes a Cancer Assistance Benefit, Children’s Benefit and Paralysis Assistance Benefit. Find out why you should add a Serious Condition Lump Sum Option on your health policy >>

Specialist option
Gives you cover for specialist consultations and some diagnostic procedures that do not result in hospitalisation.

GP Option
Designed for those wanting to cover some of their day-to-day health costs such as GP visits and prescriptions.

Dental & optical option
Ideal if you have regular trips to the dentist, chiropractor or the osteopath, or if you need glasses or contacts due to a change in vision.

Help manage the cost of premiums

Premier Health™ also provides a wide range of excess options to help manage the cost of premiums. The higher the excess, the lower the premiums.

If you are a non-smoker, you’ll also pay lower premiums than someone who smokes.

Policy information

For more information about the Premier Health™ policy and the options available, please click on the links below.

 Premier Health™ brochure
 Premier Health™ policy

Get a quote

For your health insurance quote, get a online health insurance quote, call us on 0800 379 372, Monday to Friday 8.00am to 5.30pm, or speak to an adviser.

This is an indication only of the cover provided. For full terms, conditions and exclusions of the policy, please refer to the policy document.