“I can’t work but I can still take care of my family”
Sam has been a builder since he left school at 15. But at age 44 he was in an accident which broke his neck, leaving him paralysed. Among other things, this meant that he could no longer build for a living.
While glad to be alive, the enormity of being unlikely to ever again return to work was overwhelming. He was unsure as to what he would do or how he would continue to pay the mortgage on the home he was renovating with his wife.
But because Sam had Permanent Disability Cover with TOWER he could use the lump sum to help supplement the disability benefit he received from the Government. It was also used to finish the renovations he had started to the house and pay everyday bills.
While Sam is unlikely to ever again return to work, the financial stress was reduced because he had Permanent Disability Cover with TOWER.
This case study is based on a typical claims situation.