Life insurance for my business

How would it impact your business if you or a key team member became ill or passed away? Could your business survive? Even a short-term health issue requiring a bit of time away from your business can significantly impact on profitability.

Most businesses insure their assets against theft or damage, so why wouldn’t you protect your most important asset – your people?

Our TOWER Business 360® product has a range of options to suit your needs and circumstances.

For a quote on our TOWER Business 360® products, complete our online quote request form

and we will contact you, call us on 0800 379 372, Monday to Friday 8.00am to 5.30pm, or speak to an adviser.

Our products

Life Insurance

Would your death or the death of a key team member mean the end of your business? Life Cover provides a lump sum payment if you or a key team member are diagnosed with a terminal illness, or in the event of death.

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Trauma Insurance

Would your business survive if you or a key team member was diagnosed with a serious illness? You don’t want to be recovering from a financial setback at the same time as recovering from a serious illness. Trauma Cover provides a one-off lump sum payment on the diagnosis of a serious condition.

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Permanent Disability Insurance

What would happen to your business if you or another key team member became permanently disabled and no longer able to work? Permanent Disability Cover pays a lump sum in the event that you or a key team member becomes permanently disabled.

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Key Person Insurance

What would happen to your business if one of your key people was no longer able to work because of an illness or injury? Key Person Cover provides a monthly payment if a team member who is critical to the continued operation of your business, is no longer able to work.

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Business Expenses Insurance

The success of your business depends a lot on the skills and ability of you and your business partners. Business Expenses Cover helps protect the contribution that you make to your business.

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Waiver of Premium Insurance

When your business is under strain because of your absence or the absence of a key team member, one of the last things you want to worry about is your insurance premiums. Waiver of Premium Cover allows you to keep your cover active.

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Guarantee of Upgrade Benefit

This means that whenever we make improvements to our TOWER Business 360® policies that do not impact on the relevant product’s premiums; you will always receive the upgraded benefit on your relevant TOWER Business 360® policy.

Ask us about the other built-in benefits of the TOWER Business 360® products.

For more information

Call 0800 379 372 (Monday-Friday, 8.00am-5.30pm)