General Terms and Conditions
By entering this competition/promotion you agree to and accept all these General Terms and Conditions, as well as the Terms and Conditions below of the relevant competition or promotion.
Multiple policy discounts exclude business, commercial vehicle, travel, health and life policies, GST, government levies and some Optional Special Benefits. Discount varies depending on total number/type of insurance policies with TOWER.
Policy terms, conditions and exclusions, and normal underwriting criteria apply.
Information on how to enter the promotion and all instructions appearing on TV, radio, printed material or websites will form part of the General Terms and Conditions for entry into these competitions and promotions. To the extent of any inconsistency in the information shown on the TV, printed material or websites, these General Terms and Conditions on www.tower.co.nz/terms will prevail.
Prizes/vouchers are not transferable or exchangeable for cash. In the event of unavailability of the stated prize/voucher, TOWER reserves the right to substitute another prize/voucher of similar value.
Acceptance of prizes/vouchers by the winners constitutes consent for TOWER to use the winners' details and photos for promotional and media publicity purposes without compensation.
Under the Privacy Act 1993, all individuals have the right to access and correction of their personal information held by TOWER. Personal data will not be sold or passed onto third parties.
From time to time TOWER may also use your information to provide you with communications updating you on the full range of services it offers. If you do not want to receive this information please let us know at any time by calling TOWER on 0800 808 808 or by emailing unsubscribe@tower.co.nz
These offers are open to all New Zealand permanent residents. However TOWER employees, their immediate families and agencies associated with the promotions are ineligible to enter.