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Employee and Group Solutions 

Research proves that putting an employee benefits scheme in place is good for business.  By looking after your employees, they will look after the success of your organisation through increased retention and productivity.  But with so many options, it can be hard to manage them all.

The trick is to come up with an employee benefits package that is meaningful, but is still realistically achievable for your organisation in terms of the financial and time commitments it will involve. 

The good news is that at TOWER, we’ve rationalised the whole process by bringing a wide range of employee benefits together making it simple for you – with one point of contact to manage a package tailored to your organisation.

You can choose an employee benefits solution that suits your organisation by picking a combination from our wide range of products including:

Health Insurance for My Employees

Research proves that putting an employee benefits scheme in place is good for business. By looking after your employees, they will look after the success of your organisation through increased retention and productivity. But with so many options, it can be hard to manage them all.
 
The trick is to come up with an employee benefits package that is meaningful, but is still realistically achievable for your organisation in terms of the financial and time commitments it will involve. You can choose an insurance solution that suits your organisation by picking a combination from our wide range of products.
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Life Insurance for My Employees

Group Life Cover provides a lump sum payment to the family if one of your employees is diagnosed with a terminal illness, or in the event of their death. The payment can be used for whatever they wish, giving their dependants more choice to help them get on with life.
 
Group Life Cover is a cost effective way to complement any employment package, helping you to attract and retain valuable employees.
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Trauma Insurance for My Employees

If a valued employee suffers a traumatic event like a heart attack, stroke or cancer, consider the impact their extended sick leave will have. Until you can fill the gap, be assured you are doing all you can to help with their recuperation. Giving financial support when they need it allows them to focus on the most important thing - their recovery.
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TOWER KiwiSaver Scheme for Employers

Take the hassle out of offering workplace superannuation to your valued staff by choosing TOWER as your company’s preferred KiwiSaver provider.  The TOWER KiwiSaver Scheme is ideal as a low cost, government- and employer-subsidised investment vehicle.  As a preferred KiwiSaver provider in workplaces right across New Zealand, TOWER has a lot of experience to share that you can benefit from when signing up your staff to the TOWER KiwiSaver Scheme or transitioning them across from another group superannuation scheme.  We can also give you some valuable tips on how to meet your obligations as an employer under the KiwiSaver Act 2006.

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TOWER KiwiSaver Scheme for Employees

Make saving for your retirement nest egg or first home easy, painless and simple by having your employer pay regular deductions from your wage or salary into the TOWER KiwiSaver Scheme.  After a while, you won’t even notice the money going out of your pay packet to help build your future.  On top of what you can save yourself, your employer is required by law to make a minimum contribution to your TOWER KiwiSaver Scheme account of 2% of your gross salary or wages, and the government can also chip in with Member Tax Credits (MTCs).*  Additionally, the TOWER KiwiSaver Scheme gives you a lot of freedom when it comes to choosing the right savings option for your personal goals and needs, including free switching between its funds and pick’n’mix if you want to split your savings across them.
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Workplace Superannuation

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With experience in managing employee benefit packages for over 300 employers, you can trust TOWER to provide a high quality solution that aims to meet the needs of your organisation. By taking advantage of the size of your group, your employees can have access to better rates than they might have as individuals.

For full details of policy terms and conditions (including exclusions), or to discuss how we can help you, please phone 0800 379 372 or email employee.benefits@tower.co.nz 

*Subject to certain exceptions, refer to the TOWER KiwiSaver Scheme investment statement for further details.

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