Business assets insurance

A broad business policy that protects your business assets from sudden and unforeseen accidental physical loss or damage. You can then add optional cover for business interruption or liability.

Key benefits

This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.

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Seasonal stock increase

Stress free cover that automatically increases the sum insured by 20% during November, December and January for any insured stock you have.

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Portable electronic equipment

Up to $5,000 per item and up to $10,000 in total cover per event for any laptop or cellphone under two years old no matter where in the world they may be. Items over two years old are covered for present day value.

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Money cover

Ease your business’s financial worries with cover that protects you and your business from money loss, damage or theft. Limits do apply.

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Theft / burglary cover

Up to $20,000 cover for your business for theft of your insured property (not including shoplifting).


Stolen keys cover

If your business needs to alter or replace any locks or keys because they were stolen or illegally duplicated, we’ll cover you.

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Equipment breakdown

Your business is covered for loss caused by or as a result of an accident to your business equipment.

Our guarantee

If you are not completely happy with your policy, please tell us within 30 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.

Underwritten by TOWER Insurance Limited.