Key benefits you get with Cover4Car insurance

This is a summary only. See if this is right for you by downloading our policy which includes all our benefits, terms and conditions.

Optional benefits with Cover4Car insurance


With this selected benefit you have access to RoadWise, our 24-hour breakdown assistance programme.

Under 25 year old driver exclusion

Select this benefit and receive a discount off your premium. It means your vehicle is not covered if it is driven by anyone under 25 years of age.

Windscreen and window glass excess buyout

If you accidentally damage your windscreen, window glass or sunroof, we will repair or replace it and you won't be charged an excess or lose your no claims bonus.

Download full policy documents

Tower Cover4Car policy document

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Tower Cover4Car Third Party Fire & Theft policy document

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Tower Cover4Car Third Party Only policy document

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Our guarantee

If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.

TOWER Claim4Car app

A smart way to start your car insurance claim.

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SmartDriver app

Download our SmartDriver app, show us you're a safe driver and save up to 20%.

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