With GoCarma, the better you drive, the lower your excess.
Download today on the App Store or get it on Google Play.
GoCarma by Tower rewards safer drivers. Simply connect your smartphone to your car’s Bluetooth and GoCarma will score your performance every time you get behind the wheel, encouraging you to be a better and safer driver.
Each trip is given its own score, and your overall score is recalculated and updated after each trip. Don’t worry, the app uses averages to analyse your driving habits, so an isolated incident won’t have a significant impact on your overall score.
You don't have to be a Tower customer to use GoCarma. Anyone can download the GoCarma app for free from the Apple or Google Play store and start enjoying it today.
Eligible Tower customers could be rewarded with a discount on your car insurance excess. Excess discount awards are valid for 6 months, even if you score drops below 70. For full details on the Excess Discount Reward please see Ts&Cs.
Not a Tower customer? Find out more about our motor policies.
All eligible Tower Motor Policy holders who complete:
Will qualify for an excess discount award and your trip and kilometre counters will reset to 0. Score over 70 again with the criteria above and the 6 months starts again! Score even higher, and your reward increases!
The points you’ll need to hit to earn a discount reward are:
There are lots of challenges to be part of and prizes up for grabs. We will be regularly updating what’s on offer, so keep an eye out on the Challenge and Prizes section inside the app.
View the terms and conditions for all GoCarma promotions, competitions and offers.
Just drive a minimum of 2km with the GoCarma app tracking your journey and score at least 10 points (easy) to unlock $50 off your next Tower policy when you buy online!
You’ll be sent a promo code within the voucher section of the GoCarma app. See our Ts&Cs for more details.
When you sign up for GoCarma we ask for your name and email address. This is used to identify and contact you for marketing messages and rewards. In addition to this, GoCarma needs your permission to access your GPS location, sensor, motion and fitness, and activity data.
When the GoCarma app is connected to your car’s Bluetooth it collects driving data using the gyrometer in your mobile phone so a driving score can be correctly calculated. The information GoCarma collects includes your driving acceleration, braking, cornering and phone distraction. This information will be collected and used for the purposes of giving you a driving score and earning rewards.
Currently, the Excess Discount Reward is only for Tower Direct customers. Check out GoCarma terms and conditions for more info on eligiblity www.tower.co.nz/gocarmaterms.
Download on the App Store or get it on Google Play.
To download the app, you’ll need at least the iOS 10 operating system on Apple or version 6 (Marshmallow) on Android.
Find out the safety rating of your vehicle, or one you're looking to buy.
By downloading, installing or using the GoCarma app you agree to be bound by the Terms and Conditions.