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$75 off car and contents insurance  

Save $75 on every new comprehensive car or contents insurance policy. Use promo code SAVE75. Offer ends 5 July 2025.*

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*Ts&Cs and eligibility criteria apply.

CANSTAR 2024 insurer of the year CANSTAR 2024 outstanding value CANSTAR2023 2024 outstanding value international travel insurance

Insurer of the Year - Home & Contents, 2024

Award-winning insurance with Canstar's seal of approval for Home, Contents and Travel!

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  • Car
  • Contents
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Be in to win 1 of 10 $1,000 luggage vouchers*

Buy a new international or domestic travel insurance policy and be in to win a luggage upgrade.

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*Ends 30 May. Ts&Cs apply. Cover subject to current underwriting criteria.

Looking for house insurance?

Whether you need full cover or something more affordable, we can help. Choose from three levels of cover to suit your needs and budget.

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Looking to switch insurance? We're forward thinking

Using innovation matched with over 150 years of experience, we aim to give Kiwis and their communities an insurance experience they can rave about.

Life moves fast. That's why you need an insurer that's forward thinking. 

Lighthouse

We're forward thinking

We're relentless about progress and moving forward. We're reinventing insurance for the modern day world by using innovation and data to transform the way we do things for our people, customers and communities.

Kiwi

We're Kiwi born and bred

Starting out in Dunedin, we've grown to care for six countries across the Pacific too. We have local teams ready to help out if something goes wrong.

Lighthouse

Save up to 20% with our multi-policy discount

Buy multiple car, house, contents, landlord or boat policies and save up to 20%. Ts&Cs apply.

Sustainability

We care about sustainability

We believe in doing our part in creating a more sustainable future. That's why we're working with communities and councils on climate education and sharing our environmental data.

Easy to understand policies with Tower

Easy to understand policies

Our policies meet the WriteMark Plain Language Standard, which means our policy wording is easier to read and understand.

Kiwi

Claim or manage your insurance 24/7

My Tower is our easy-to-use online self-service portal. So you can update, claim and manage your insurance quickly online.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

Trustpilot

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

Your insurance renewal guide

Is your insurance policy coming up for renewal? Here’s a quick rundown on what to expect.

Smart ideas for a safe and happy Easter

Heading away? Doing some DIY? Or spending time with family? Whatever you’re up to this Easter, have a safe and happy break.

House insurance claims after a natural hazard

Experiencing a natural hazard event can be stressful. Here’s a rundown of what to expect if you have to make a claim.

Ways to save on house insurance

Buying a house is a big investment. Here’s some tips to help you save on your premiums while maintaining adequate cover.

How to keep your boat safe during a storm

Don’t get caught out. Make sure your boat is protected before the next storm hits New Zealand. See our boat protection tips.

Fire safety at home

As the weather changes it’s important to stay fire safe at home.
Read more

Insurance you can trust

financial strength rating

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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