Save up to 10% with House and Contents insurance*
We'll take up to 10% off your combined premium when you buy House and Contents policies together as a bundle. Ts&Cs apply.
What is the House and Contents bundle?
When you buy your House and Contents insurance policies as a bundle with Tower, we'll take up to 10% off your combined premium.* You can customise your insurance with the choice of three cover levels, and a range of excess amounts and payment frequencies. Check out our policy benefits below. Ts&Cs apply.
Buy house and contents policies online with us and save up to 10%. Add a third eligible policy and save up to 20%* More on multi policy
If one event means you need to claim on multiple Tower policies, you’ll only pay one excess. The highest excess applies.
House and Contents policy benefits
The list of house insurance benefits and contents insurance benefits below are a summary only.
House insurance benefits
- Full replacement for fire
- One event - one excess
- Award-winning Plain Language policy wording
- Replacement of house keys and locks if they are lost or stolen
- Cover for temporary accommodation expenses if your house becomes uninhabitable
- Reduced excess for glass breakage*
*This benefit applies to House Premium and Plus policies only.
Contents insurance benefits
- Replacement value for your contents (new for old)
- One event - one excess
- Award-winning Plain Language policy wording
- Temporary accommodation if your house/flat is uninhabitable
- Excess free spectacles, contact lens, hearing aids, and dentures claims^
- Cover for accidental damage you cause to others property
^This benefit applies to Contents Premium and Plus policies only.
Quote checklist
Here are some things you'll need to complete your quote:
- How much it would cost to totally rebuild your house - otherwise known as the 'sum insured'. Learn more about sum insured
- Details of the property, including the year it was built, the materials it's made of, and the total floor area.
- If there is a self-contained unit on the property, such as a granny flat, you'll need a separate policy for each unit.
- The value of your contents. It's common to underestimate the value of what you have.
- If you want to insure any single item worth more $10,000. This will need to be insured individually.
- Details of any big ticket items like jewellery, works of art or collections. High value items need to be listed individually if they're worth more than the policy limits.
Save time and money with Tower
Multi-policy discount
You can save up to 20%** when you buy multiple Tower car, house, contents and landlord policies online at once using our bundle builder. Ts&Cs apply.
Earn Airpoints Dollars™
Take out any eligible Tower policy and you’ll receive 1 Airpoints Dollar™ for every $100 you spend on your premium. Ts&Cs apply.
Introducing My Tower
Register for My Tower, our easy-to-use online self service portal that's open 24/7, so you can update and keep track of your insurance cover online.
