Business insurance
Whether you run a business from home, work as a tradie or own a café or retail shop, our insurance can help get your business back on its feet if the unexpected happens. Get a quote - call 0800 379 372 or request a callback.
Pick the right cover for you
These are summaries only. You can read the full list of benefits, terms and conditions in our policy wordings.
Business assets
Cover the physical assets of your business, including the buildings you own, your fit out, equipment, stock, tools and materials.
Key benefits
- Seasonal stock increase
- Money cover
- Theft/burglary cover
- Equipment breakdown
Call us on 0800 379 372 or request a callback.
Commercial vehicle
Whether you work as a builder, estate agent, or have a small business, we have Comprehensive or Third party commercial vehicle cover to suit your needs.
Key benefits
- Legal liability
- Accidents caused by an uninsured third party
- Signwriting (Comprehensive only)
- Employees' vehicles (Comprehensive only)
Call us on 0800 379 372 or request a callback.
Business interruption
Cover lost profits, the increased cost of working, claim preparation costs and rent if your premises are out of action due to a loss which is insured under your Business assets cover.
Key benefits
- Closure of transport routes, ports or airports
- Customers/suppliers premises
- Prevention of access cover
- Public and private utilities cover
Call us on 0800 379 372 or request a callback.
Business liability
Cover your legal liability in New Zealand, whether you’re working from home or out and about. Can be extended to employer’s and statutory liability.
Key benefits
Landlord's liability cover
Product recall cover
Tenant's liability cover
Call us on 0800 379 372 or request a callback.
Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ) and we abide by the ICNZ Fair Insurance Code.
