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Commercial vehicle insurance

Comprehensive or Third party cover options for tradies, on-road sales people, and other small businesses.

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Comprehensive
Third party only
Comprehensive
Third party only

Third party only key benefits

We'll pay for damage you cause to someone else's property or vehicle.

Guide to buying commercial vehicle insurance
Accidents caused by an uninsured third party

We’ll pay for repairs to your car if it’s damaged by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs.

Legal liability

If you accidentally damage someone else’s car or property, we’ll cover you for your legal liability.

Claims that were not your fault

You'll keep your no-claims bonus and won't pay an excess if you're involved in an accident and you can identify the person at fault.

Clean up costs

We'll pay up to $5,000 in road clean up costs you're liable for after an accident.

Optional benefits

RoadWise® roadside assistance

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 1.59MB)

 

This is the most current policy available to purchase on our website. Your policy wording may be different.
Request a copy of your policy wording.

Other business policies

Business liability

Business assets 

Business interruption

This policy has been awarded the WriteMark which is a plain language standard
WriteMark

Optional benefits

  • RoadWise® roadside assistance

    Get RoadWise, our 24-hour breakdown assistance programme for just $6.22 a month for commercial vehicles. RoadWise offers nationwide service and three free call outs a year.

    Learn more about RoadWise

Car insurance FAQs

Our policies don't cover your car if it stops working due to mechanical failure. However, you can add our 24-hour roadside assistance service, RoadWise®, to your policy so if a break down happens help is just a phone call away.

RoadWise roadside assistance

We do, as long as they are driving inside the conditions of their licence.

No, neither our commercial or private policies cover ride-share and car-share services like Uber, Ola, Zoomy and Yourdrive.

If you're not completely happy with your cover, just let us know within 15 days of the policy start date.

As long as you haven't made any claims during this time, we'll cancel the policy and refund any premium payments you've made. If the policy was not quite right, we might be able to change it to better suit you.

We aim to make claiming on your car insurance as simple as possible. We'll guide you through the process, let you know what happens next and keep you up to date with any progress. Car and motor vehicle claims

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