$50 off renters' insurance
Grab this deal today - save $50 on a new renters' contents insurance policy with promo code HOMESAVE.* Offer ends 11 May 2024.
Compare our renters' contents insurance
Whether you're flatting with friends or renting your own place, our contents cover protects the things that matter to you.
If you need help choosing the best contents insurance for you, check out our contents buyers guide. Unsure how much your contents are really worth? Try out our contents insurance calculator - you'll be amazed how quickly things add up.
Add car insurance and save
Get car and contents insurance together and save up to 10% with our multi-policy discount** Get a quote today.
Damaged contents replaced with new
If something happens we’ll replace or repair your contents up to the limits in your policy including your sum insured.
Accidental damage anywhere in NZ
Exploring New Zealand with the things you love? We'll pay for loss to your contents anywhere in New Zealand up to your sum insured.
Leisure equipment covered
We'll cover your leisure and recreational equipment like surfboards, kayaks, e-scooters, e-bikes and camping equipment.
We know insurance lingo can be a bit confusing. While our policies are WriteMark™ approved, we've put our heads together to explain some common terms.
If you're wondering what all that insurance lingo is all about, let’s unpack it.
Renters' Contents insurance FAQs
No. Contents insurance only covers your items while you're travelling within New Zealand. If you're heading overseas, take out a Travel insurance policy with us to make sure you're covered.
Our Plus and Premium Contents insurance policies do cover your home office. Plus gives cover up to $5,000 at your house, and Premium gives cover up to $10,000 at your house.
This cover applies to any office furniture and equipment primarily used at home to earn income. This includes hardware and purchased software.
Don't worry, all of our Contents policies cover mobile phones starting from $500 cover on our Standard policy, up to no limit on our Premium policy.
If your phone needs repairing, we have a network of skilled technicians who can handle this for you.
Yes. Our Contents policies cover your prescription glasses and sunglasses, contact lenses, hearing aids, and removable dentures. We'll repair or replace them if they are damaged, lost, or stolen.
We know how important these items can be to your quality of life, so we strive to get these sorted as soon as possible.
It can be difficult to know how much any specific item is worth, especially after you've owned it for a few years. As a rule of thumb, consider how much it would cost to replace your contents. Not just electronics and jewellery, but your clothing and kitchen utensils too.
To help you estimate this cost, look at prices for similar items. Be aware of sales while you do this. To be safe, always use the standard retail price.
Try out our contents insurance calculator - you'll be amazed how quickly things add up.
Damage to your contents through daily life, ageing, and normal wear and tear is not covered.
We will cover contents of the named policy holders and their family members who live at the same address as you. If you have flatmates, boarders, or guests, they will need to have their own contents policy for any items that belong to them.