Win a year's premium
Buy an eligible house, landlord, or contents policy by 17 Feb and be in to win 1 of 10 prizes of a year's premium up to $2,500!*
Prize drawn 25 March.
Be sure when you're offshore
Insure your boat with Tower and get $30* off an annual individual Coastguard membership.
Get into holiday mode
Oops-proof your travel plans with Tower's travel insurance today.
Cover you can trust
Enjoy award-winning home and contents insurance with a forward thinking insurer.Looking to switch insurance? We're forward thinking
Using innovation matched with over 150 years of experience, we aim to give Kiwis and their communities an insurance experience they can rave about.
Life moves fast. That's why you need an insurer that's forward thinking.
We're forward thinking
We're relentless about progress and moving forward. We're reinventing insurance for the modern day world by using innovation and data to transform the way we do things for our people, customers and communities.
We're Kiwi born and bred
Starting out in Dunedin, we've grown to care for seven countries across the Pacific too. We have local teams ready to help out if something goes wrong.
Save up to 20% with our multi-policy discount
Buy multiple car, house, contents, landlord or boat policies and save up to 20%. Ts&Cs apply.
We care about sustainability
We believe in doing our part in creating a more sustainable future. That's why we're working with communities and councils on climate education and sharing our environmental data.
Easy to understand policies
Our policies meet the WriteMark Plain Language Standard, which means our policy wording is easier to read and understand.
Claim or manage your insurance 24/7
My Tower is our easy-to-use online self-service portal. So you can update, claim and manage your insurance quickly online.
What our customers say
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Tower are quick to communicate - good service, great website as well. I've just insured our new property and it was easy as!
Sylvia November 2023
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Love how simple it is...
Peter November 2023
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Tower has been easy to deal with. Fast, easy and very efficient with claims and policies.
Hannah November 2023
Info, ideas and inspiration
Tips on protecting the things that matter the most to you.
Insurance you can trust
Buy with confidence
Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.
Fair Insurance Code
Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code