Save $50 online
Switch your car, house, contents, landlord or boat insurance and save $50 on every eligible policy you buy online!*
Need travel insurance?
Near or far, remember to pack travel insurance for your next trip.
Save on pet insurance
Save $50 when you buy any new cat or dog insurance online.*
Looking to switch insurance?
Using innovation matched with over 150 years of experience, we aim to give Kiwis and their communities an insurance experience they can rave about.
Life moves fast. That's why Tower is always thinking ahead.
We're Kiwi born and bred
Starting out in Dunedin, we've grown to care for 9 countries across the Pacific too. We have local teams ready to help out if something goes wrong.
We're award-winning
We're thrilled to have won General Insurer of the Year 2022 at the IBANZ Awards and be Canstar's 2021 Car Insurer of the Year and Outstanding Value Car Insurance.
Save up to 20% with our multi-policy discount
Buy multiple car, house, contents, landlord or boat policies and save up to 20%. Ts&Cs apply.
Earn Airpoint Dollars™
You’ll receive 1 Airpoint Dollar™ for every $100 you spend on your premium each year when you purchase or renew your policy. Ts&Cs apply.
Easy to understand policies
Our policies meet the WriteMark Plain Language Standard, which means our policy wording is easier to read and understand.
Claim or manage your insurance 24/7
My Tower is our easy-to-use online self-service portal. So you can update, claim and manage your insurance quickly online.
From utes to EVs - insure your car with confidence with Canstar's Car Insurer of the Year and winner of Outstanding Value Car Insurance 2021.
What our customers say
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Tower gives me the security of knowing that I have the cover I need at a price I can afford.
J. Allison June 2022
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I like that I have full control and access online when I need it and I don't have to make a call.
Lisa B. June 2022
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Very easy to get a quote. Tower made it easy for someone who knows very little about insurance to understand.
Kim June 2022
Info, ideas and inspiration
Tips on protecting the things that matter the most to you.
Insurance you can trust
Buy with confidence
Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.
Fair Insurance Code
Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code