Get insured and be in to win a year's premium*
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Save $50 online with promo code QUICKQUOTE^
We hope everyone's staying safe and well. We're here to help you with any queries. You can find more information and the best ways to contact us here.
10 prizes to be won
Buy an eligible policy and be in the draw to win your first year's premium back up to $1,000*
One entry per eligible policy
Get one entry for each eligible policy you buy before 31 October*
More chances to win
The more eligible policies you buy, the more chances to win. 10 prize winners will be drawn on 1 December*
Award-winning insurance
We've been awarded two Canstar awards - 2021 'Insurer Of The Year for Car Insurance' and 'Outstanding Value for Car Insurance'.
These awards mean a lot to us. We strive to create products that meet the needs of Kiwis. As well as offering great value, we're committed to making insurance simple and easy for our customers.
GoCarma by Tower
With GoCarma, the better you drive, the lower your excess.
Download the app on the App Store or Google Play.
Find the right cover for you
Car insurance
From comprehensive to third party, get the cover that’s right for you.
Contents insurance
Cover the important things with our range of contents policies.
Landlord insurance
Landlord's plus is stress-free cover protecting you from the risks of renting your New Zealand property.
Business insurance
Protect your business with liability, asset, vehicle, or interruption insurance.
Other insurance
From motorbike and motorhome, caravan and farm insurance, we've got you covered.
Save time and money with Tower
Multi-policy discount
You can save up to 20%** when you buy multiple Tower car, house, contents and landlord policies online at once using our bundle builder. Ts&Cs apply.
Earn Airpoints Dollars™
Take out any eligible Tower policy and you’ll receive 1 Airpoints Dollar™ for every $100 you spend on your premium. Ts&Cs apply.
Introducing My Tower
Register for My Tower, our easy-to-use online self service portal that's open 24/7, so you can update and keep track of your insurance cover online.
Why Tower?
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We care about our customers
We've been looking out for Kiwis for over 150 years.
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We're innovative
We're always looking for smart ways to look out for you and the things you value.
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We've got simple, flexible options to suit your needs
It's easy to manage your insurance online 24/7 with My Tower.
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We're Kiwi owned
From Kaitaia to Bluff, along with a few smart folk from overseas.
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We keep things simple
Our car, house, and contents policies meet the WriteMark Plain Language Standard.
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We reward loyalty
At up to 20%, our multi-policy discount** is one of the best around.
What our customers say
Competitive price and easy online form.
Most affordable insurance policy, helpful and prompt customer service.
Easy online form and great to have assistance when I needed it.
Insurance you can trust
Buy with confidence
Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.
Fair Insurance Code
Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code