Caravan insurance
Protect your home away from home with our Comprehensive cover.
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Key benefits
Liability protection
We'll cover you for accidental damage you cause to someone else's property with your caravan or trailer.
Natural disaster damage
If your caravan or trailer is damaged in a natural disaster, we'll pay for the repairs.
Claims that are not your fault
You won't pay an excess if you can identify the person at fault and they were more than 50% at fault.
One event, one excess
If one event means you need to claim on multiple Tower policies, you’ll only pay one excess. The highest excess applies.
Repair guarantee
We provide a lifetime guarantee for all repairs carried out by one of our recommended repairers.
Towing and temporary storage
We'll pay to move your caravan or trailer to the nearest repairer or place of safety if it can't be safely towed.
Optional benefits
Accessories and modifications
Caravan contents
This is a summary only. See the policy for the full list of benefits, terms and conditions.
This is the most current policy available to purchase on our website. Your policy wording may be different.
Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ) and we abide by the ICNZ Fair Insurance Code. Learn more about the Fair Insurance Code
This policy has been awarded the WriteMark which is a plain language standard
