Why choose Tower motorhome insurance
Bought a new motorhome, campervan or RV or keen to compare insurance cover? Look no further. From third party fire and theft to comprehensive, we've got a range of benefits and optional extras to meet your needs and budget.
Remote vehicle assessments
Our priority repairers can assess your motorhome remotely using your mobile phone, without you needing to leave home. Find out more.
Windscreen and window glass replacement
We'll repair your damaged windscreen and window glass.
Priority repair guarantee
If you use one of our recommended repairers for your motorhome claim, we'll guarantee the repairs for as long as you own the motorhome.
Lost or stolen keys? Replaced excess free
With our Comprehensive policy, we’ll replace your keys if they’re lost, stolen or you think they’ve been illegally duplicated, and you won’t have to pay any excess for the first claim.
Third party, fire and theft
We know insurance lingo can be a bit confusing. While our policies are WriteMark™ approved, we've put our heads together to explain some common terms.
If you're wondering what all that insurance lingo is all about, let’s unpack it.
Motorhome insurance FAQs
Tower insures motorhomes at market value. If your motorhome is written off or stolen we will settle your claim for the amount your motorhome is worth on the day it's damaged.
Contents that are permanently stored in your motorhome are covered if you've chosen the optional motorhome contents benefit e.g. bedding and kitchen equipment. Personal effects are not covered, including any business or professional tools, even if they are stored in your motorhome permanently.
To cover your personal effects you'll need to buy contents insurance. At Tower you can buy motorhome and contents insurance together and save up to 10% with our multi-policy discount. Ts&Cs apply.
Your motorhome is covered while it is being used for social, domestic or private purposes, including being used for community or charity work in New Zealand.
If you're not completely happy with your cover, just let us know within 15 days of the policy start date.
As long as you haven't made any claims during this time, we'll cancel the policy and refund any premium payments you've made. If the policy was not quite right, we might be able to change it to better suit you.