Calculating your contents value
Working out how much to insure your contents for can be tricky. We want to make it as simple as possible.
Calculate the value of your contents now using our contents calculator.
Do you know how much you own?
People often underestimate how much their contents are worth and end up undervaluing their contents. Some even dismiss the idea of insurance or undervalue their possessions because they "don’t own much" or "don’t own anything that expensive".
It's easy to forget things
Contents includes so many things we all take for granted. How much would it cost you to replace all your electronics, including TVs, laptops, tablets, cameras and smartphones? What about your wardrobe? The price of replacing all your suits, handbags, jewellery, make-up, watches and shoes adds up quickly.
People often forget to include their furniture, linen, curtains, pots and pans, utensils and appliances in an estimate. It’s only once all of these things are gone that we truly appreciate them. So you’ll want to insure all your contents so they can be replaced if a disaster strikes.
Try our contents calculator
So how do you figure out how much all your contents are worth? Try our contents sum insured calculator. The calculator works by giving you a estimate based on the details you provide about your home and the people who live there.
Once it’s calculated your estimate, you can look through a room by room breakdown and make any edits to the items it’s included, as well as add any ‘special items’, such as an antique lounge set or a valuable engagement ring.