Standard contents insurance
Our most budget friendly option that still gives you replacement cover on all your contents.
Enjoy a month's premium on us when you insure your contents using promo code 1MONTH*
One event, one excess
One event means if you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
If you haven’t made any claims with your previous insurer or with us for the last year, you’ll receive a no-claims bonus.
If your contents suffer loss or damage, and your home is uninhabitable due to the loss, we'll pay up to $15,000 for temporary accommodation.
Tenants liability damage
Cover for loss or damage you cause by fire, explosion, or water damage to the property that you rent.
Keys and locks cover
Up to $500 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally copied.
Frozen food cover
Up to $500 for frozen food that has gone off and is unsafe to eat if your refrigerator accidentally stops working. We’ll also pay the repair cost for any loss or damage caused by the spoiled food.