Why Tower Insurance?

Here's a few reasons why you can be confident with Tower Insurance

Remember that confidence you had as a kid? It was a time when you had no worries, an unshakeable belief that everything will be ok, no matter what happens along the way. That someone was always looking out for you. We think that’s how you should feel with Tower Insurance.

We want you to live your life with confidence knowing that the things that matter to you are protected.

Confidence. Get it back with Tower Insurance.


  • We're owned by Kiwis from Kaitaia to Bluff

    Unlike many insurance companies in New Zealand, we're owned by Kiwis like you and a few smart folk from overseas. So when we say that we're looking out for you, you know we can because we're Kiwis too.

  • We're here when you need us most

    There's a huge range of ways that we can help you when you need us most. From keys and locks cover if yours are stolen or illegally duplicated to temporary accommodation, we're always looking out for you.

  • One event, one excess

    If you have to make multiple claims related to the same event (for example car, house and contents), you'll only pay one excess.*

  • We're innovative

    We’re always looking for new and better ways to give you insurance confidence.

  • One of the highest multi-policy discounts in New Zealand

    When you have three or more policies with Tower, you could save up to 20%.**

  • Full replacement for fire

    Gives you more confidence in your house insurance. We’ll rebuild your house even if the cost is more than your sum insured. Excludes Present Day Value policies and for fires following a natural disaster.

*It'll be the highest excess that applies.

**Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits. Discount varies depending on the total number and type of policies with Tower. All policies are subject to Tower Insurance Limited's normal underwriting criteria.