Welcome to Tower

Born and bred in New Zealand, Tower has been supporting Kiwis when they need it most for 150 years. In that time, we’ve grown to operate across New Zealand and the Pacific Islands, providing our customers with cover for their houses, cars, contents, businesses and more.

While our heritage is important to us, we’ve also set our sights on the future. Our goal is to meet the 21st century head-on with customer focussed, digital-first insurance solutions for Kiwis and their communities. Why? Because we believe that you deserve better.

We're Kiwi born and bred

Kiwi born and bred

When we say that we're looking out for you, you know we mean it, because we're Kiwis too.
 

Innovative

Innovative

We’re always looking for new ways to make insurance easy, like letting you manage your policies online with My Tower.

Here when you need us most

Here when you need us

Our policies are designed to really look out for you, with lots of helpful benefits like replacement keys and temporary accommodation.

One event, one excess

One event, one excess

If you have to make multiple claims related to the same event, you'll only pay one excess.*

Multi-policy discount

Multi-policy discount

Thanks to our multi-policy discount, you’ll save up to 20%** when you buy multiple Tower policies.

Full replacement for fire

Full replacement for fire

If your home is destroyed by fire, we’ll rebuild it, even if it costs more than your sum insured.

*It'll be the highest excess that applies.

**Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits. Discount varies depending on the total number and type of policies with Tower. All policies are subject to Tower Insurance Limited's normal underwriting criteria.