Why Tower Insurance?

Here's a few reasons why you can be confident with Tower Insurance

Born and bred in New Zealand, Tower Insurance has been supporting New Zealand communities with their insurance needs for 150 years. While our heritage is important to us, we’ve set our sights on the future and on becoming the challenger in the New Zealand insurance sector.

We’re repositioning ourselves as a contemporary, challenger brand underpinned by a customer-focused, digital-first strategy to successfully compete in the 21st century insurance market place. Why? Because we believe that people deserve better and we’re passionate about delivering on this belief.

Tower operates across New Zealand and the Pacific Islands and provides customers cover for their house, car, contents, business, travel and other personal needs.


  • We're owned by Kiwis from Kaitaia to Bluff

    Unlike many insurance companies in New Zealand, we're owned by Kiwis like you and a few smart folk from overseas. So when we say that we're looking out for you, you know we can because we're Kiwis too.

  • We're here when you need us most

    There's a huge range of ways that we can help you when you need us most. From keys and locks cover if yours are stolen or illegally duplicated to temporary accommodation, we're always looking out for you.

  • One event, one excess

    If you have to make multiple claims related to the same event (for example car, house and contents), you'll only pay one excess.*

  • We're innovative

    We’re always looking for new and better ways to give you insurance confidence.

  • One of the highest multi-policy discounts in New Zealand

    When you have three or more policies with Tower, you could save up to 20%.**

  • Full replacement for fire

    Gives you more confidence in your house insurance. We’ll rebuild your house even if the cost is more than your sum insured. Excludes Present Day Value policies and for fires following a natural disaster.
     

Fair Insurance Code

ICNZ - Insurance Council of New Zealand logo Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ), an industry organisation which represents fire and general insurers in New Zealand.

As an ICNZ member, we abide by the ICNZ Fair Insurance Code.

Additional information is available on the Insurance Council of New Zealand website.

*It'll be the highest excess that applies.

**Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits. Discount varies depending on the total number and type of policies with Tower. All policies are subject to Tower Insurance Limited's normal underwriting criteria.