When you purchase house insurance you need to tell us how much it would cost to rebuild your home (including council fees, professional fees, demolition costs and removal of debris). This is called your sum insured. It’s the most we’ll pay to rebuild your home in the event of a total loss (except for with our Full replacement for fire benefit).
It’s your responsibility to tell us how much the sum insured should be. Here’s some information and tools to help you make that decision.