Motorbike insurance

Protect your road bike or scooter with our Comprehensive or Third party fire and theft cover.

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Comprehensive cover key benefits

Our broadest motorbike insurance policy, including cover for accidental loss or damage to your bike and damage you cause to another vehicle or property.
 

  • Collision cover

    We'll pay to repair or replace your bike if it's damaged in a collision.

  • New vehicle replacement

    We'll replace your motorbike with a new one of the same make and model if it becomes a total loss within two years of purchasing it, and it's been insured by us from new.

  • Fire and theft

    Cover for your bike if it's damaged by fire, stolen, or damaged during an attempted theft.

  • Keys and locks

    We’ll pay to replace your motorbike remote or keys and replace or re-code the lock if they're lost, stolen or illegally duplicated.

  • Rental vehicle

    We'll pay up to $1,000 for you to rent and insure another motorbike if yours is stolen or unrideable after an accident.

  • Riding gear

    Up to $1,000 cover for your helmet and other riding gear if they're damaged or stolen.
     

Optional benefits

  • Accessories cover

Third party fire and theft key benefits

Cover for fire and theft, plus we'll pay for damage you cause to someone else's property or vehicle.
 

  • Fire and theft

    Cover for your bike if it's damaged by fire, stolen, or damaged during an attempted theft.

  • No-claims bonus

    If you haven’t had a claim with us (or another insurer) during the last year of your insurance, you’ll get a discount on your premium.

  • Rental vehicle

    We'll pay up to $750 for you to rent and insure another motorbike or car if yours is stolen or unrideable after an accident.

  • Riding gear

    Up to $750 cover for your helmet and other riding gear if they're damaged or stolen.
     

Optional benefits

  • Accessories cover

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 1.16MB)

This is the most current policy available to purchase on our website. Your policy wording may be different.
Request a copy of your policy wording.

Fair Insurance Code

ICNZ - Insurance Council of New Zealand logo Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ) and we abide by the ICNZ Fair Insurance Code.

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This policy has been awarded the
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