House, Car, Contents Insurance & More

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home, Contents, and International Travel insurance.

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Be in to win with travel insurance!

Buy a new travel policy and go in the draw to win 1 of 5 $1,000 gift cards to upgrade your travel tech.*

*Ends 30 Sep. Ts&Cs apply. Cover subject to current underwriting criteria.

Nominate your next New Zealand Local Hero of the Year

Nominations for the New Zealand Local Hero of the Year Award, sponsored by Tower, are now open! From 25 July 2025 to 24 August 2025, you can nominate an individual whose actions have had a significant and lasting impact on their communities.

Nominate your Local Hero

Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

Protecting tomorrow
We're committed to helping NZ and the Pacific move to a more sustainable future.
Policies made simple
No one likes jargon. Our easy-to-understand policies are plain language certified.
Save time, claim online
We know you're busy. Save an average of five minutes by making your claim in My Tower.
NZ born and bred
We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

How often should I service my car?

From city runs to road trips, your car works hard. Here’s how often you should service it and why it matters.

What to do in a flood

From prep to clean-up, these flood tips can help you stay safe and protect the things you love before, during, and after a flood hits.

What to do in a storm

Learn how to prepare for, stay safe during, and recover from a storm. Help keep your loved ones, home, and belongings safe with our simple tips.

What to do in a landslide

It’s important to know how to get ready for, respond to, and recover from a landslide. Here are some tips to help you be prepared.

What to do in a volcanic eruption

Being prepared for a volcanic eruption can help reduce its impact on you and your home. Learn what to do before, during, and after an eruption.

Your insurance review checklist

It’s a good idea to review your insurance and check that your cover is up-to-date and still meets your needs. Get going with our handy checklist.

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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