CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home and Contents insurance.

$50,000 Summer of Surprises

Tower customers are in to win one of five $2,000 Mitre 10 gift cards this January, with more prizes coming each month until March 2026.* Not with us? It's a great time to join. 

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*Promotion ends 31 Mar 2026. Ts&Cs apply.

Be in to win a $15,000 travel gift card

Buy a new international or domestic travel insurance policy and you're in the draw.*

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*Ends 27 Feb 2026. Ts&Cs apply. Cover subject to current underwriting criteria.

Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

  • sustainability

    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

  • policies

    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

  • quick quote

    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

  • kiwi

    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

Check out some of our four and five-star verified customer reviews from Trustpilot.

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

Pet travel tips for Kiwi holidays

Travelling with your furry friend? From vet checks to insurance, here’s how to keep tails wagging and worries low on your next Kiwi getaway.

Your insurance review checklist

It’s a good idea to review your insurance and check that your cover is up-to-date and still meets your needs. Get going with our handy checklist.

Tips to keep your boat in shape

If it’s been a while since you’ve been out on the water, it’s vital to check over a few things on your boat before you do.

Choosing the right roadside rescue

In the case of a breakdown or lockout, roadside assistance can be really handy. Find out what you should look for in a roadside assistance provider.

BBQ 101: Tips to help use yours safely

Is there anything better than the great Kiwi BBQ? A safe Kiwi BBQ! Barbecues can be a fire risk, so check out these tips to help you use yours safely.
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Insurance you can trust

financial strength rating

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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