CANSTAR 2024 insurer of the year CANSTAR 2024 outstanding value CANSTAR2023 outstanding value international travel insurance

Insurer of the Year - Home & Contents, 2024

Award-winning insurance with Canstar's seal of approval for Home, Contents, Travel and Innovation!

Win $5,000 in travel gift cards*

Buy a new travel insurance policy today and go in the draw to win.

Get a quote

*Ends 18 Dec. Ts&Cs apply. Cover subject to current underwriting criteria.

Looking for house insurance?

Whether you need full cover or something more affordable, we can help. Choose from three levels of cover to suit your needs and budget.

Get a quoteCall us on 0800 847 009

Looking to switch insurance? We're forward thinking

Using innovation matched with over 150 years of experience, we aim to give Kiwis and their communities an insurance experience they can rave about.

Life moves fast. That's why you need an insurer that's forward thinking. 

Lighthouse

We're forward thinking

We're relentless about progress and moving forward. We're reinventing insurance for the modern day world by using innovation and data to transform the way we do things for our people, customers and communities.

Kiwi

We're Kiwi born and bred

Starting out in Dunedin, we've grown to care for six countries across the Pacific too. We have local teams ready to help out if something goes wrong.

Lighthouse

Save up to 20% with our multi-policy discount

Buy multiple car, house, contents, landlord or boat policies and save up to 20%. Ts&Cs apply.

Sustainability

We care about sustainability

We believe in doing our part in creating a more sustainable future. That's why we're working with communities and councils on climate education and sharing our environmental data.

Easy to understand policies with Tower

Easy to understand policies

Our policies meet the WriteMark Plain Language Standard, which means our policy wording is easier to read and understand.

Kiwi

Claim or manage your insurance 24/7

My Tower is our easy-to-use online self-service portal. So you can update, claim and manage your insurance quickly online.

What our customers say 

  • Really easy to insure and super happy to be joining Tower.

    Kathryn October 2024

  • So easy to set up online, gone are the days sitting on the phone and waiting. Thanks Tower!

    Fono October 2024

  • I love how easy the process to insure is. Now my second car is insured, thank you!

    Jo October 2024

Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

Tower translates: Gradual damage

It’s important you understand what this means for your cover, any potential claims, and how to help prevent gradual damage.

NHC explained

The Natural Hazards Commission Toka Tū Ake is the new name for the EQC. Here’s more on who they are and how they help.

How to save money on your insurance

You’ve found insurance cover, and now you want to make sure you’re getting the best deal. Here are things to consider that could save you money.
Read more

Insurance you can trust

financial strength rating

Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

Fair Insurance Code

Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

Got a minute?

Get a quote