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Save $100 on house and car insurance

Prepare in case Miss Fortune comes knocking. Save $100 on every eligible house, landlord, and comprehensive car policy. Use promo code SAVE100.*

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*Ends 20 Sept 2025. Excludes contract works. Ts&Cs apply.

CANSTAR 2024 2025 insurer of the year home and contents CANSTAR 2023 2025 insurer of the year home and contents CANSTAR2023 2024 outstanding value international travel insurance

Insurer of the Year - Home & Contents, again!

Continuing to provide award-winning Home, Contents, and International Travel insurance.

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Be in to win with travel insurance!

Buy a new travel policy and go in the draw to win 1 of 5 $1,000 gift cards to upgrade your travel tech.*

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*Ends 30 Sep. Ts&Cs apply. Cover subject to current underwriting criteria.

Save time, do it online

We know you're busy. Buy, claim, and manage your insurance easily online.

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Looking to switch insurance? We're forward thinking

We're focused on building a better future. With clever data and intuitive tech, we're reshaping our insurance to make it smarter and simpler for you.

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    Protecting tomorrow

    We're committed to helping NZ and the Pacific move to a more sustainable future.

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    Policies made simple

    No one likes jargon. Our easy-to-understand policies are plain language certified.

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    Save time, claim online

    We know you're busy. Save an average of five minutes by making your claim in My Tower.

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    NZ born and bred

    We've been helping Kiwis for over 150 years, so we know what matters to you.

What our customers say

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Info, ideas and inspiration

Tips on protecting the things that matter the most to you.

What is comprehensive car insurance?

Learn what comprehensive car insurance covers, why you need it, how it differs from third party policies, and how to save money on your premium.

One roof for all your insurance

Life moves fast but one thing you can simplify is your insurance admin by keeping all your policies with one insurer. Here’s why.

Does car insurance cover scratches and dents?

Find out if your car insurance covers scratches and dents, what to consider before claiming, and tips to help prevent future scratches and dents.

Can I drive an uninsured car?

There are some risks to driving an uninsured car. Find out what happens if you drive your car or someone else’s car without insurance.

How often should I service my car?

From city runs to road trips, your car works hard. Here’s how often you should service it and why it matters.

What to do in a flood

From prep to clean-up, these flood tips can help you stay safe and protect the things you love before, during, and after a flood hits.
Read more

Insurance you can trust

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Buy with confidence

Our financial strength rating is A- (Excellent), so you can rest assured knowing you’re in safe hands.

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Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ). We abide by the ICNZ Fair Insurance Code

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