Caravan or trailer insurance

Protect your home away from home with our Comprehensive cover.

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Call us on 0800 379 372 or request a callback.


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Only available if you have a Tower car, house or contents policy.

Key benefits

  • Liability protection

    We'll cover you for accidental damage you cause to someone else's property with your caravan or trailer.

  • Natural disaster damage

    If your caravan or trailer is damaged in a natural disaster, we'll pay for the repairs.

  • Claims that are not your fault

    You won't pay an excess and won't lose your no-claims bonus if you can identify the person at fault and they were more than 50% at fault.

  • One event - one excess

    If one event means you need to claim on multiple Tower policies, you’ll only pay one excess. The highest excess applies.

  • Repair guarantee

    We provide a lifetime guarantee for all repairs carried out by one of our recommended repairers.

  • Towing and temporary storage

    We'll pay to move your caravan or trailer to the nearest repairer or place of safety if it can't be safely towed.

Optional benefits

  • Accessories and modifications
  • Caravan contents

This is a summary only. See the policy for the full list of benefits, terms and conditions. 

Download policy (PDF, 905KB)

This is the most current policy available to purchase on our website. Your policy wording may be different.
Request a copy of your policy wording.

Fair Insurance Code

ICNZ - Insurance Council of New Zealand logo Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ) and we abide by the ICNZ Fair Insurance Code.

Learn more about the Fair Insurance Code

This policy has been awarded the
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