Protect your property during a reno

Renovating your home can be an exciting and rewarding time, but it also comes with its fair share of challenges and risks. One major worry for homeowners undergoing renos is how to protect their property from damage or theft during the construction process.

Whether you're doing a small remodel or major renovation, it pays to be proactive and safeguard your property. Here are a few tips to help get you started.

Protect against theft

Construction sites are increasingly becoming popular targets for thefts so it's important to take precautions to deter any opportunists. Here's a few ways you can keep burglars at bay:

Community watch

Let a trusted neighbour know about your renovation plans so they can keep an eye on your property. 

Secure your property

If your property is going to be exposed to the street, take the time to install temporary fencing or barricades to keep anyone out who shouldn't be there. 

Store valuables off-site

It's a good idea to remove any valuables from your home and store them in a secure off-site location. This includes jewellery, electronics, important documents, and any other items of value. This will avoid the risk of them getting damaged or stolen during the construction process.

Strategic planning

Arrange for materials to be delivered close to installation dates and store them securely straight away.

Upgrade your security

Invest in reliable security options such as cameras and alarms and install them around your property to deter any potential intruders. Modern security systems can even allow you to monitor your property remotely using your smartphone or computer, giving you visibility wherever you are. 

Lock up your keys

Avoid leaving your keys with contractors if you don't have to or consider using a digital lockbox with personalised codes.

Contractor accountability

Remember, your contractors are responsible for securing their own tools and equipment. 

Build to the conditions

With the rise in natural disasters, it's important to consider the environment during your renovation and build to the conditions. Here are some things to look out for:

Consider the season

Redoing your driveway? Get it done before the cooler months so the concrete cures quicker in the sun. Scheduling projects based on the weather conditions can minimise potential delays. 

Take proactive measures

Cover up any exposed areas securely with tarpaulins and use fans and dehumidifiers to manage moisture levels. 

Floor protection

Lay down floor coverings and create a clear walkway to prevent damage to your existing floors. 

Smart storage

Store materials such as paint in a secure, dry, well-ventilated room to prevent any damage or deterioration. 

Check your drainage

Review and improve any drainage systems, especially if you're adding more hard surfaces outside your property.

Get covered

Despite careful planning, unexpected events can happen during renovations. Consider getting renovation insurance to manage the risks. It generally covers:

• Damage to materials or completed work
• Stolen materials
• Damage caused by natural disasters.

But doesn't cover things like:

• Your contractor's tools stolen from the site – that's your contractor's responsibility
• Faults or defects in materials or workmanship.

Whether you choose to get renovation cover or not, let your insurer know what you're planning and check what your house and contents insurance covers and doesn't cover. And when the work's done, make sure you review your sum insured. 

Ready to renovate?

Make your renos a little less stressful with cover you can trust. Find out more about our Contract Works insurance - Renovation cover here, or call 0800 379 372 to chat to our team.