• Pay
  • Claim
  • My Tower
  • Blog
  • About
  • Contact
Tower Insurance Logo
  • Car
  • Contents
  • House
  • Our Insurance
    • Car
    • Boat
    • Motorbike
    • House
    • Pet
    • Motorhome
    • Contents
    • Travel
    • Caravan
    • Landlord
    • Business
    • More
Login Register
Home > Manage Your Insurance > Ways to pay for your insurance

Ways to pay

View your policy and pay your premium quickly and easily online in My Tower.

Log in to My Tower

How to make a payment

Recurring payments

A direct debit or recurring credit/debit card payment is the easy way to pay for your insurance.

  • No more dates to remember
  • Simple and easy one-time set up
  • No credit card surcharge.

The quickest way to set up and manage your payment and direct debit details is through My Tower. You can also change your existing payment and direct debit details.

If you are a rural or business customer, or your policy was set up by one of our banking partners (except Kiwibank), please contact us to change your payment details.

One-off payments

You can make a one-off payment at any time using a credit or debit card.

Pay online here

Internet banking

Log into your online banking to make a payment and search for Tower in the payees list. Make sure you use the customer or policy reference from your invoice. Choose one of the following options when making your payment:

  • Tower Insurance Limited: if your customer reference starts with a 1, 2, 6, or 7.
  • Tower 261: if your policy starts with a P.

New Zealand Post

You can pay by cash or EFTPOS at your local New Zealand Post shop.

Make a payment for your excess

You can make a claim payment for an excess simply and easily using our online form.

Make an excess payment

Manage your insurance 24/7 with My Tower

My Tower is our easy-to-use online self-service portal where you can update, claim and manage your insurance quickly online.

In My Tower you can:

  • Update your payment method, make a payment and view your billing details.
  • Access your policy documents
  • Submit a claim* and check your claim status
  • Change your excess, sum insured or specified items
Log in / RegisterLearn more

*For car, contents, house and landlord policies.

Insure
  • Car Insurance
  • House Insurance
  • Contents Insurance
  • Contract works – Renovation cover
  • Landlord Insurance
  • Boat Insurance
  • Business Insurance
  • Travel Insurance
  • Pet Insurance
  • Renters’ Insurance
  • House and Contents bundle
  • Electric Vehicle Insurance
  • Motorbike & Motorcycle Insurance
  • Lifestyle Block
  • Caravan or Trailer Insurance
  • Motorhome, Campervan & RV Insurance
  • Multi-Policy Discount
Manage
  • Manage
  • Claims
  • Make a payment
  • Change your contact details
  • House Insurance calculator
  • Contents Insurance calculator
About Us
  • About Tower
  • Contact us
  • Fair Conduct Programme
  • Higher care
  • Compliments
  • Complaints
  • Our offices
  • Careers
  • News
  • Investor Centre News & Results
  • Financial Strength Rating
  • Blog
  • Tower Translates
  • Report insurance fraud
  • Canterbury Earthquake Update
shielded

©2025 Tower Limited and its related companies. All rights reserved.

  • Terms & conditions
  • Privacy and security
  • Fair Insurance Code
  • Publicly Available Disclosure
  • Sitemap