Promotions terms and conditions

General terms and conditions

  1. By entering this competition/promotion you agree to and accept all these General Terms and Conditions, as well as the Terms and Conditions below of the relevant competition or promotion
  2. Multiple policy discounts exclude business, commercial vehicle, travel, and some cover under rural policies, GST, government levies and some Optional Special Benefits. Discount varies depending on total number/type of insurance policies you have with Tower
  3. Policy terms, conditions and exclusions, and normal underwriting criteria apply
  4. Information on how to enter the promotion and all instructions appearing on TV, radio, printed material or websites will form part of the General Terms and Conditions for entry into these competitions and promotions. To the extent of any inconsistency in the information shown on the TV, printed material or websites, these General Terms and Conditions will prevail
  5. Under the Privacy Act 1993, all individuals have the right to access and correct their personal information held by Tower. Personal data will not be sold or passed onto third parties
  6. From time to time Tower may also use your information to provide you with communications updating you on the full range of services it offers. If you do not want to receive this information please let us know at any time by calling Tower on 0800 379 372 or by emailing unsubscribe@tower.co.nz
  7. These offers are open to all New Zealand permanent residents. However Tower employees and Tower alliance partners are ineligible to enter
  8. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.

Multi-policy discount 

  1. Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits.
  2. Discount varies depending on the total number and type of insurance policies with Tower.
  3. Multi-policy discount may be referred to as 'package discount' in some customer documentation.
 

The Block NZ Open Homes - Facebook

  1. The General Terms and Conditions above apply to this offer.
  2. The promotion commences 3.00pm 12 September 2018 and ends 8:59am 13 September 2018.
  3. The prize is one of eight double passes to The Block NZ’s Open Homes tour on Friday 14 September at 3:40pm.
  4. The prize does not include transportation to and from The Block NZ’s Open Home tour, or accommodation in Auckland.
  5. The prize is transferable but cannot be exchanged for cash.
  6. The date of the prize experience cannot be changed except by MediaWorks.
  7. To be eligible for The Block NZ Open Homes Facebook offer, you must fulfil entry requirements as highlighted in the Facebook post.
  8. You won’t be able to enter if:
    1. You’re under 18
    2. You’re a Tower employee or immediate family member (including spouses, sibling, parents, grandparents, children or grandchildren).
  9. There is no restrictions to the number of times you can enter.
  10. The responses to the question will be judged by Tower who will determine the winner(s) at their sole discretion
  11. Eligible entries will be reviewed at 9am on 13 September 2018 and eight winners will be selected.
  12. Winners will be notified by Tower Insurance via Facebook and further details around the Open Home will be provided then.
  13. Every reasonable effort will be made to contact the winners.
  14. If we are unable to contact and/or receive confirmation of attendance by prize winner(s) within 24 hours of the winners being announced, the prize will be withdrawn.
  15. Tower’s decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into.
  16. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
 

The Block NZ Live Auction draw

  1. The General Terms and Conditions above apply to this draw.
  2. The promotion commences 12.00am 7 September 2018 and ends 11:59pm 24 September 2018.
  3. The prize is one of four double passes to The Block NZ’s Live Auction.
  4. The prize does not include transportation to and from The Block NZ Live Auction, or accommodation in Auckland. 
  5. The prize is transferable but cannot be exchanged for cash.
  6. The date of the prize experience cannot be changed except by MediaWorks.
  7. To be eligible for The Block NZ Live Auction draw, you must:
    1. have received a communication with the offer from Tower Insurance; and
    2. replied ‘YES’ to communications@tower.co.nz to confirm your entry into the draw; and
    3. have at least one active eligible policy with Tower at the time of receiving the communication; and
    4. be at least 18 years of age.
  8. Eligible policies are:
    1. Tower Insurance House standard, House plus, House premium, House landlord's plus; and
    2. Tower Insurance Contents premium, Contents plus and Contents standard; and
    3. Tower Insurance Car comprehensive, Car third party, fire & theft, Car third party.
  9. Trade Me Insurance, Kiwibank, TSB, Westpac, ASB and ANZ policies are not eligible for this promotion.
  10. You will receive one entry to the prize draw per customer regardless of the number of policies you have. 
  11. The draw will take place on 25 September 2018 and four winners will be selected at random.
  12. Winners will be notified by Tower Insurance and further details around The Block Live Auction will be provided then. 
  13. Every reasonable effort will be made to contact the winners. 
  14. If we are unable to contact a winner within 24 hours of the prize draw, we will redraw one more prize winner at random. The same 24 hour contact timeframe will apply to the redrawn winner/s.
  15. Tower’s decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into.
  16. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
  17. Participation in this draw (by replying ‘YES’ to the originating email) will be deemed to constitute acceptance of these terms and conditions.

 

Customer House policy gift card offer

  1. The General Terms and Conditions above apply to this draw.
  2. To be eligible for a $50 PlaceMakers gift card you must:
    1. have received a communication with the offer from Tower Insurance; and
    2. contact Tower and take out a house insurance policy between 12.00am 7 September 2018 and 11:59pm 30 September 2018; and
    3. comply with Tower terms, conditions and normal underwriting criteria; and
    4. either:
      1. mention the offer when taking out the eligible policy over the phone, or
      2. take out the eligible policy online using the same email address the promotion was offered to. 
  3. Eligible policies are:
    1. Tower Insurance House standard, House plus, House premium, House landlord's plus
  4. Trade Me Insurance, Kiwibank, TSB, Westpac, ASB and ANZ policies are not eligible for this promotion.
  5. A $50 PlaceMakers gift card will be awarded per customer, regardless of the number of additional policies taken out.
  6. Tower’s decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into.
  7. The PlaceMakers gift card is not transferable and cannot be exchanged for cash.
  8. Please allow up to 30 days from receipt of premium payment for the new policy to receive your PlaceMakers gift card.
  9. The promotion is in no way sponsored, endorsed or administered by, or associated with PlaceMakers gift card.
  10. PlaceMakers gift card terms and conditions apply.
  11. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
  12. Taking out a policy and receiving the PlaceMakers gift card will be deemed to constitute acceptance of these terms and conditions

Tell us about your Winter Facebook competition

General

  1. The General Terms and Conditions above apply to this ‘Tell us about your Winter competition.
  2. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, and Facebook has no liability whatsoever in connection with this promotion.
  3. This promotion is in no way sponsored, endorsed or administered by, or associated with Prezzy® card.
  4. Prezzy® card’s terms and conditions apply.

How long does the competition run?

  1. The competition starts on 1pm NZT, 5 September 2018 and ends on 11:59pm NZT, 5 September 2018.

What’s the prize?

  1. One of six $50 Prezzy® cards.

How do I enter?

  1. Entry requirements will be highlighted in the Facebook post.

How do I know if I’m not eligible?

  1. You won’t be able to enter if:

a. You’re under 18 or

b. You’re a Tower employee or immediate family member (including spouses, sibling, parents, grandparents, children or grandchildren).

How many times can I enter?

  1. Unlimited.

How do I know if I won?

  1. The responses to the questions will be judged by Tower who will determine the winner(s) at their sole discretion.
  2. The winners may be announced by Tower during the competition period, and after the competition period on 6 September 2018.
  3. The winners will be notified by Tower via Facebook private message.
  4. If for any reason Tower cannot contact the prize winner within one week of the prize draw, Tower reserves the right to either:
  5. a. Withdraw the prize offer; or

    b. Withdraw the prize offer and redraw a new prize winner at random

  6. Allow up to 30 working days from the date we contact you to receive your prize.

Is there anything else I need to know?

  1. The decision made by Tower is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into
  2. The prize is not exchangeable or transferable and cannot be taken for cash
  3. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.

Welcome survey 10 bonus Airpoints Dollars

  1. The General Terms and Conditions above apply to this draw
  2. To receive 10 bonus Airpoints Dollars you must:
    1. Have received an email from Tower Insurance Limited;
    2. Take part in research activity before 11.59pm on the final day of the month; and
    3. Must have registered your Airpoints number with Tower Insurance.
  3. The Tower Insurance decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into
  4. The Airpoints Dollars are not transferable and cannot be exchanged for cash.
  5. Tower Insurance reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
  6. Air New Zealand’s legal terms and conditions apply, available at www.airnewzealand.co.nz/legal-terms-and-conditions
  7. Please allow up to 30 days from completion of survey to receive your 10 bonus Airpoints Dollars.
 

Online discount

  1. The online discount is a discount off the first year’s company premium for each eligible car, house and contents insurance policy purchased online.
  2. Eligible policies are Standard, Plus, Premium and Landlord’s Plus House Insurance; Standard, Plus and Premium Contents Insurance; Comprehensive, Third Party Fire and Theft and Third Party Car Insurance acquired on Tower Insurance website.
  3. Cover4Travel is not eligible for the discount.
  4. Tower reserves the right to change or remove the offer at any time without notice.
  5. The discount will be fixed on the day you purchase your policy.
  6. A 10% discount applies to the company premium for all policies sold online. As the company premium excludes road wise, taxes and government levies, the total discount will vary and may be less than 10%.
  7. If any other discounts are being applied, discounts will be applied incrementally.
  8. Standard policy terms, conditions, exclusions and underwriting criteria apply. 
 

The Block NZ Open Homes draw terms and conditions

  1. The General Terms and Conditions above apply to this draw.
  2. The promotion commences 12.00am 28 August 2018 and ends 11:59pm 10 September 2018.
  3. The prize is one of nine double passes to The Block NZ’s Open Homes tour on Friday 14 September at 3:40pm.
  4. The prize does not include transportation to and from The Block NZ’s Open Home tour, or accommodation in Auckland. 
  5. The prize is transferable but cannot be exchanged for cash.
  6. The date of the prize experience cannot be changed except by MediaWorks.
  7. To be eligible for The Block NZ Open Homes draw, you must:
    1. have received a communication with the offer from Tower Insurance; and
    2. not hold any policies directly with Tower at the time of receiving the communication; and
    3. saved an eligible house or contents quote OR purchased an eligible house or contents policy, using the same email address the promotion was offered to; and
    4. comply with Tower terms, conditions and normal underwriting criteria.
  8. Eligible policies are:
    1. Tower Insurance House standard, House plus, House premium, House landlord's plus; and
    2. Tower Insurance Contents premium, Contents plus and Contents standard.
  9. Trade Me Insurance, Kiwibank, TSB, Westpac, ASB and ANZ policies are not eligible for this promotion.
  10. You will receive one entry to the prize draw per customer regardless of the number of quotes or policies taken out. 
  11. The draw will take place on 11 September 2018 and nine winners will be selected at random.
  12. Winners will be notified by Tower Insurance and further details around the Open Home will be provided then. 
  13. Every reasonable effort will be made to contact the winners. 
  14. If we are unable to contact a winner within 24 hours of the prize draw, we will redraw one more prize winner at random. The same 24 hour contact timeframe will apply to the redrawn winner/s.
  15. Tower’s decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into.
  16. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
  17. Taking out a quote or policy through this promotion will be deemed to constitute acceptance of these terms and conditions


 

$50 PlaceMakers gift card terms and conditions

  1. The General Terms and Conditions above apply to this draw.
  2. To be eligible for a $50 PlaceMakers gift card you must:
    1. have received a communication with the offer from Tower Insurance; and
    2. comply with Tower terms, conditions and normal underwriting criteria; and
    3. not hold any policies directly with Tower at the time of receiving the communication; and
    4. contact Tower and take out a house or contents insurance policy between 12.00am 28 August 2018 and 11:59pm 30 September 2018; and
    5. either:
      1. mention the offer when taking out the eligible policy over the phone, or 
      2. take out the eligible policy online using the same email address the promotion was offered to. 
  3. Eligible policies are:
    1. Tower Insurance House standard, House plus, House premium, House landlord's plus; and 
    2. Tower Insurance Contents premium, Contents plus and Contents standard.
  4. Trade Me Insurance, Kiwibank, TSB, Westpac, ASB and ANZ policies are not eligible for this promotion.
  5. A $50 PlaceMakers gift card will be awarded per customer, regardless of the number of policies taken out.
  6. Tower’s decision is final with respect to all matters relating to this offer and no further correspondence or discussions will be entered into.
  7. The PlaceMakers gift card is not transferable and cannot be exchanged for cash.
  8. Please allow up to 30 days from receipt of premium payment for the new policy to receive your PlaceMakers gift card.
  9. The promotion is in no way sponsored, endorsed or administered by, or associated with PlaceMakers gift card.
  10. PlaceMakers gift card terms and conditions apply.
  11. Tower reserves the right to change applicable terms and conditions for a competition or promotion at any time provided that no participant is prejudiced by the change.
  12. Taking out a policy and receiving the PlaceMakers gift card will be deemed to constitute acceptance of these terms and conditions