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Cover4Car (online only)
Motor Policy - Tailored Protection
Cover4Car Third Party Fire & Theft (online only)
Cover4Car Third Party Only (online only)
Motor Policy - Third Party Plus Protection
Market value or insured value, whichever is the lesser
Market value (unless selected agreed value)
Market value up to $3,000 for cover against an at fault uninsured vehicle
Up to $25 million
Up to $100,000
Up to $500,000
Download the Cover4CarThird Party Fire & Theftpolicy document
Download the Cover4CarThird Party Onlypolicy document
Download the Motor Policy- Third Party PlusProtections policy document
Broad insurance for your vehicle. Benefits such as no excess on windscreen claims or car theft if you an activated car alarm, are automatically included with your cover.
An economical option that covers you for your third party liability or if your vehicle is damaged by fire, theft or illegal conversion. Great if you’re on a budget or have a low-value car.
Vehicle insurance for Kiwi businesses. Created to cover most vehicles you use in your business – car, van, ute, truck, trailer, bobcat or forklift.
Choose to add our 24-hour motor vehicle breakdown service to your policy^ and we'll do everything we can to have your car back on the road.
*Excludes travel, commercial vehicle, business and some cover under rural policies, GST, government levies and some optional special benefits. Discount varies depending on the total number and type of insurance policies with TOWER.