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Business insurance

Whether you run a business from home, work as a tradie or own a café or retail shop, our insurance can help get your business back on its feet if the unexpected happens. Get a quote - call 0800 379 372 or request a callback.


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Pick the right cover for you

These are summaries only. You can read the full list of benefits, terms and conditions in our policy wordings.

Business assets

Cover the physical assets of your business, including the buildings you own, your fit out, equipment, stock, tools and materials.

Key benefits

  • Seasonal stock increase

  • Money cover

  • Theft/burglary cover

  • Equipment breakdown

Learn more
Call us on 0800 379 372 or request a callback.
Request a quote callback

Commercial vehicle

Whether you work as a builder, estate agent, or have a small business, we have Comprehensive or Third party commercial vehicle cover to suit your needs.

Key benefits

  • Legal liability

  • Accidents caused by an uninsured third party

  • Signwriting (Comprehensive only)

  • Employees' vehicles (Comprehensive only)

Learn more
Call us on 0800 379 372 or request a callback
Request a quote callback

Business interruption

Cover lost profits, the increased cost of working, claim preparation costs and rent if your premises are out of action due to a loss which is insured under your Business assets cover.

Key benefits

  • Closure of transport routes, ports or airports

  • Customers/suppliers premises

  • Prevention of access cover 

  • Public and private utilities cover

Learn more
Call us on 0800 379 372 or request a callback.
Request a quote callback

Business liability

Cover your legal liability in New Zealand, whether you’re working from home or out and about. Can be extended to employer’s and statutory liability.

Key benefits

  • Landlord's liability cover

  • Product recall cover

  • Tenant's liability cover

Learn more
Call us on 0800 379 372 or request a callback.
Request a quote callback

ICNZ - Insurance Council of New Zealand logo Tower Insurance is a member of the Insurance Council of New Zealand (ICNZ) and we abide by the ICNZ Fair Insurance Code.

Learn more about the Fair Insurance Code

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