Limited cover at your insured address. It’s our most budget friendly option that still gives you ‘new for old’ on your contents.
This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
If you haven’t made any claims with your previous insurer or with us for the last year, you’ll receive a no claims bonus. And if you don’t make any claims for the next two years you’ll qualify for an extra no claims bonus.
If your contents suffer loss or damage which is covered by EQCover or this policy and your home is uninhabitable as a result, then we will pay up to $15,000 for temporary accommodation.
This covers loss or damage you cause by fire, explosion, or water damage to the house that you rent.
Up to $500 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally duplicated – helping relieve any burglary worries.
Up to $500 for frozen food that deteriorates to the point where it’s unsafe to eat after your refrigeration equipment accidentally stops working. We’ll also pay the repair cost for any loss or damage caused by the spoiled food.
If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.
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You can earn Airpoints Dollars™ on this policy
Our highest level of contents cover, with higher limits and additional features. Great for people with a lot to insure.
Comprehensive cover for your contents with more benefits and higher limits than our Standard cover.