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One event means if you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
If you haven’t made any claims with your previous insurer or with us for the last year, you’ll receive a no-claims bonus.
If your contents suffer loss or damage which is covered by EQCover or this policy and your home is uninhabitable due to the loss, we'll pay up to $15,000 for temporary accommodation.
Cover for loss or damage you cause by fire, explosion, or water damage to the property that you rent.
Up to $500 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally copied.
Up to $500 for frozen food that has gone off and is unsafe to eat if your refrigerator accidentally stops working. We’ll also pay the repair cost for any loss or damage caused by the spoiled food.
This is a summary only. See the policy for the full list of benefits, terms and conditions.
Other contents policies
Items in your house owned by your flatmates, boarders or guests.
If you move your valuables to another country or try to insure items in a home you have overseas.
Ageing and normal wear to your valuables.
Here are some things you'll need to know to complete your quote:
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