Terms & ConditionsshowxGeneral terms and conditionsGeneral Ts and CsMulti-policy discountMulti-policy discount Ts and CsPromotionalGeneral promotionHOMESAVE discountWin a year's premium on usTower summer promotionTravel - Upgrade your luggage promotionBe in to win a $500 Prezzy Card promotionMulti-pet discountWin 1 of 3 Prezzy Cards NZHL promotionCoastguard membership promo codeCoastguard staff and volunteer discountUp to 10% off Coastguard discountSAVENOW discountSAVEONLINE discountWin 1 of 5 $1,000 travel gift cards promotionAirpoints terms and conditionsAirpointsᵀᴹ Ts and CsGoCarma terms and conditionsGoCarma terms of useGoCarma excess discount terms and conditionsGoCarma privacy policyGoCarma promotion terms and conditionsMulti-pet DiscountDiscount is 5% for each additional Tower Pet insurance policy purchased.Discount excludes optional Dental Care cover.