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Home > Business insurance – Request a Quote > Business Assets Insurance Quote

Business assets insurance

Also known as material damage, this policy covers the physical assets of your business. This includes buildings you own, your fit out, equipment, stock, tools and materials. Call us on 0800 379 372 for a quote or request a callback.

Request a quote callback

Key benefits

  • Extended replacement for fire

    If your house is destroyed by fire, this benefit gives you up to 20% more cover than your sum insured. Excludes fires following natural disasters.

  • Liability protection cover

    Protection against claims for compensatory damages that may arise from injury or accidents in connection with your farm.

  • Loss of income cover

    Get a sense of security in the event your farm is hit by an unforeseen scenario, such as a dairy shed flooding or a woolshed burning down.

  • Farm vehicle cover

    Includes cover for plant and implements towed by farm vehicles.

  • Farm buildings and assets cover

    Provides cover for sudden and accidental physical loss or sudden and accidental physical damage, during the period of insurance unless excluded by this policy.

  • Plant and machinery breakdown

    Cover for your fixed farm plant and machinery due to mechanical or electrical breakdown. The loss or damage needs to be sudden and accidental, and our repair includes replacing insulation oil and refrigerant gas.

     

This is a summary only. See the policy for the full list of benefits, terms and conditions.
Download policy (PDF, 1.03MB)

This is the most current policy available to purchase on our website. Your policy wording may be different.

Request a copy of your policy wording.

Other business policies

Business liability

Business interruption 

Commercial vehicle

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