Business liability insurance

Cover your legal liability in New Zealand, whether you’re working from home or out and about. This can also be extended to employer’s and statutory liability.

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Call 0800 379 372 or request a callback

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Choose the right liability cover for your business:

General liability
Also known as public liability, this looks after any costs you’re legally responsible for if you accidentally damage someone else’s property, or injure someone.

Employer’s liability 
If one of your employees is injured at work, and it’s not covered by ACC, they could make a claim against you. This cover protects you for legal defence costs and some fines.

Statutory liability
Statutory liability insurance can help cover your legal defence costs and fines, if you accidentally breach certain statutory laws.

Key benefits you get with business liability insurance

This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.

Download policy document

Our guarantee

If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.

Business liability insurance

Call us on 0800 379 372 or request a callback today

Request a quote callback

Insurance advice for your small business

The Tower SmartCentre is your hub of insurance information, designed for small business owners in New Zealand.

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