Commercial vehicle insurance

Comprehensive or Third party cover options for tradies, on-road sales people, and other small businesses. Save $50 online, use promo code SAVE50.*

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Comprehensive cover key benefits

Cover for accidental loss or damage to your vehicle, plus we'll pay for damage you cause to another vehicle or property.

  • Collision cover

    We'll pay to repair or replace your vehicle if it's damaged in a collision.

  • Fire and theft

    Cover for your vehicle if it's damaged by fire, stolen, or damaged during an attempted theft.

  • Employees' vehicles

    We'll pay for loss to a vehicle owned by your employee if it's damaged or stolen while it's being used for your business.

  • Goods in transit

    Up to $5,000 cover for business assets carried by your vehicle if they're damaged by fire, collision, overturning or impact.

  • New vehicle replacement

    We'll replace your vehicle with a new one of the same make and model if it becomes a total loss within two years of purchasing it, and it's been insured by us from new.

  • Signwriting

    We'll pay up to $1,000 for loss or damage to signwriting on your vehicle.

Optional benefits

  • RoadWise® roadside assistance
  • Accessories and modifications
  • Rental vehicle
  • Windscreen glass excess buyout
  • Trailers
  • Additional signwriting cover

Third party only cover key benefits

We'll pay for damage you cause to someone else's property or vehicle.

  • Accidents caused by an uninsured third party

    We’ll pay for repairs to your car if it’s damaged by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs.

  • Legal liability

    If you accidentally damage someone else’s car or property, we’ll cover you for your legal liability.

  • Claims that were not your fault

    You'll keep your no-claims bonus and won't pay an excess if you're involved in an accident and you can identify the person at fault.

  • Clean up costs

    We'll pay up to $20,000 in road clean up costs you're liable for after an accident.

Optional benefits

  • RoadWise® roadside assistance

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 1.59MB)

This is the most current policy available to purchase on our website. Your policy wording may be different.
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This policy has been awarded the
WriteMark Plain Language Standard

WriteMark - Plain Language Standard

Optional benefits

  • RoadWise® roadside assistance

    Get RoadWise, our 24-hour breakdown assistance programme for just $6.22 a month for commercial vehicles. RoadWise offers nationwide service and three free call outs a year.

    Learn more about RoadWise