Commercial vehicle insurance

Choose from: 

  • Tailored cover (comprehensive) 
  • Third party cover
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Tailored cover (comprehensive) key benefits

  • Windscreen or window glass

    If your windscreen, window glass or sunroof is accidentally damaged, we'll pay for the repair or replacement and you won’t be charged an excess or lose your no claims bonus.

  • Signwriting cover

    We'll pay up to $1,000 for loss or damage to signwriting on your vehicle or the amount insured for signwriting shown in the certificate of insurance.

  • Employees' vehicle

    Up to $50,000 cover for loss or damage to your employees’ vehicles that are being used in connection with your business, where their personal car insurance does not apply.

  • Additions and deletions

    You have cover for up to $100,000 for an additional vehicle you own from the date you buy it, as long as you let us know within 30 days.

  • Invalidation cover

    If an accident occurs when your vehicle is being driven without your knowledge or consent, we may cover you.

  • Goods in transit

    If your vehicle suffers loss by fire, collision, overturning or impact, we’ll cover loss or damage to your property you are carrying in the vehicle at the time, up to $5,000.

  • Liability protection

    Up to $2,000,000 for your legal liability for claims made against you if your vehicle causes accidental damage to someone else’s property.

  • No-claims and no-blame bonus

    If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and that other party was more than 50% at fault.

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 573KB)

Third party cover key benefits

  • Liability protection

    Up to $2,000,000 for your legal liability for claims made against you if your vehicle causes accidental damage to someone else’s property.

  • No-claims and no-blame bonus

    If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and the other party was more than 50% at fault.

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 573KB)

Optional benefits

  • RoadWise® roadside assistance

    Get RoadWise, our 24-hour breakdown assistance programme for just $6.22 a month for commercial vehicles. RoadWise offers nationwide service and three free call outs a year.
    Learn more about RoadWise

  • Loss of use cover

    Your business is covered for the reasonable costs incurred if it has to hire a substitute vehicle for up to 60 days following a loss that is covered under this policy. For tailored cover (comprehensive) policies only.