Third party car insurance 

Our most basic car policy. Covers damage your car causes to other people's property. Also includes $4,000 cover for your car if it's damaged by an uninsured driver you can identify. 
Earn Airpoints Dollars™ with this policy**
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Save 20% when you buy online*

Key benefits

  • Damage by an uninsured vehicle

    We’ll repair your car if it’s damaged by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs.

  • Third party cover

    Cover for legal liability as a result of an accident in which your car causes damage to someone else's property.

  • No-claims and no-blame bonus

    If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and the other party was more than 50% at fault


This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 737KB) 

This is the most current policy available to purchase on our website. Your policy wording may be different.
Request a copy of your policy wording.

This policy has been awarded the
WriteMark Plain Language Standard

WriteMark - Plain Language Standard

Optional benefits

  • RoadWise® roadside assistance
  • Get our 24/7 roadside assistance for just $3.75 a month. RoadWise offers nationwide service and three free call outs a year.

    Learn more about RoadWise

Ready for a quote?

Save 20% when you buy Third party car insurance online and start collecting Airpoints Dollars™ today.


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* Ts&Cs apply. Discount excludes RoadWise, NZ government levies and taxes.
** Airpoints Ts&Cs