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Third party fire and theft car insurance

Be in to win a share of $10,000 when you buy any new car policy, plus save $50 online. 10 x $1,000 prizes to be won.*

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*Ts&Cs apply
Tower Insurance

Key benefits

Damage by an uninsured vehicle

We’ll repair your car if it’s damaged by an uninsured vehicle, as long as you can identify the person at fault and the fault was at least 50% theirs.

Legal liability

Cover for legal liability as a result of an accident where your car causes damage to someone else's property.

One event one excess

If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.

No-claims and no-blame bonus

If you've been claim free for 12 months, you'll receive a no claims bonus. You won't lose it if you're involved in an accident, can identify the other party, and the other party was more than 50% at fault.

Replacement guarantee

If you replace your vehicle or buy a new one, we'll automatically cover the new or replacement vehicle for 14 days.

Child car seats

Cover for child car seats up to $500 per seat if they’re damaged in a car accident, or while they’re stored at home.

Download Policy

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 1.73MB)

This is the most current policy available to purchase on our website. Your policy wording may be different.

Request a copy of your policy wording

Other car policies:

Comprehensive

Third party

This policy has been awarded the WriteMark which is a plain language standard
WriteMark - Plain Language Standard

Optional benefits

RoadWise® roadside assistance

Get our 24/7 roadside assistance for just $3.75 a month. RoadWise offers nationwide service and three free call outs a year.

Learn more about RoadWise

Windscreen and window glass excess buyout

Your windscreen and window glass claims will be excess free and you'll keep your no-claims bonus.

Ready for a quote?

Be in to win a share of $10,000 when you buy any new car policy, plus save $50 online. 10 x $1,000 prizes to be won.*

Get a car insurance quote

* Win a share of $10,000 and QUICK50 promotional Ts&Cs apply.
** Airpoints Ts&Cs

Tower Insurance

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