Third party car insurance
Get third party cover with Tower, your forward thinking insurer.
Compare our third party car insurance
Tower's third party car insurance is the minimum level of cover available. It covers damage your car causes to other people's car or property.
If you’re unsure of what the best car insurance is for you, check out our car insurance buyers guide.
Save up to 20% with our multi-policy discount
Buy multiple car, house, contents, landlord or boat policies and save up to 20%. Ts&Cs apply.
Easy to understand policies
Our policies meet the WriteMark Plain Language Standard, which means our policy wording is easier to read and understand.
Claim or manage your insurance 24/7
My Tower is our easy-to-use online self-service portal. So you can update, claim and manage your insurance quickly online.
We're thrilled to have won General Insurer of the Year 2022 at the NZ Insurance Business Awards.
Info, ideas and inspiration
Tips on protecting the things that matter the most to you.
Car insurance FAQs
If you're not completely happy with your cover, just let us know within 15 days of the policy start date.
As long as you haven't made any claims during this time, we'll cancel the policy and refund any premium payments you've made. If the policy was not quite right, we might be able to change it to better suit you.