House insurance

Get Airpoints™ with House insurance

Save 20% when you buy online

Buy house insurance online and save 20%*

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Be in to win 30,000 Airpoints Dollars™

Air New Zealand Airpoints LogoTake out an eligible policy and you could win enough Airpoints Dollars to see the world. T&Cs apply.

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Key differences between our Standard, Plus and Premium covers

This is a summary only. You can read the full list of benefits, terms and conditions in our policy wordings. 

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Deciding on a sum insured

The sum insured you choose is the most we’ll pay to rebuild your home if it’s a total loss. This also includes things like demolition, site clearing and architect costs. It's your responsibility to let us know what you think this amount will be.

This video suggests things to think about that can add cost or complexity during the rebuild process.

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* Online discount T&Cs apply. Discount excludes Government levies and taxes.