Plus House

If a natural disaster, flood or storm increases the cost of building labour and materials, we may increase your sum insured by up to 10% at no extra cost.

Up to $25,000 cover for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.

We’ll repair or rebuild any damage to your retaining walls, up to $25,000.

If one event means you need to claim on multiple Tower car, house and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.

Up to $1,000 cover to replace keys, remote door openers and locks if yours are stolen, lost or illegally duplicated – helping relieve any future burglary worries. We won't charge an excess when you claim on this benefit.

Worried you haven't set your sum insured correctly? With this benefit we’ll rebuild your house following a fire even if the cost is more than your sum insured. Excludes fires following natural disasters. Policy terms and conditions apply.