Plus house insurance

Demand surge

If a natural disaster, flood or storm increases the cost of labour and materials, we may increase the sum insured to cover the costs of rebuilding your home by up to 10%.
Temporary accommodation

Up to $25,000 for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.
Retaining wall cover

We’ll repair or rebuild any damage to your garden retaining walls up to $25,000.

One event, one excess

If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
Keys and locks cover

Up to $1,000 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally copied.
Full replacement for fire

We’ll rebuild your house following a fire even if the cost is more than your sum insured. Excludes fires following natural disasters.