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If a natural disaster, flood or storm increases the cost of labour and materials, we may increase the sum insured to cover the costs of rebuilding your home by up to 15%.
Up to $30,000 for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.
If your carpet is damaged, we’ll pay for their replacement. Plus, if you’ve got matching carpet in every room and we can’t find a suitable match, we’ll replace the lot.
We’ll rebuild your house following a fire even if the cost is more than your sum insured. Excludes fires following natural disasters.
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
You'll only pay a $50 excess when you claim for broken windows around your property.
This is a summary only. See the policy for the full list of benefits, terms and conditions
Other house policies
Standard
Plus
Landlord's
If you took out house cover before July 2018 a different policy wording will apply. Get a copy of your policy wording.
* Ts&Cs apply. Discount excludes RoadWise, NZ government levies and taxes. ** Airpoints Ts&Cs