Premium House

If a natural disaster, flood or storm increases the cost of building labour and materials, we may increase your sum insured by up to 15% at no extra cost.

Up to $30,000 cover for temporary accommodation if your house incurs damage covered by this policy or EQCover that makes it uninhabitable.

If your carpet is damaged, we’ll pay for their replacement. Plus, if you’ve got matching carpet in every room and we can’t find a suitable match, we’ll replace the lot.

If one event means you need to claim across your Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.

Worried you haven't set your sum insured correctly? With this benefit we’ll rebuild your house following a fire even if the cost is more than your sum insured. Excludes fires following natural disasters. Policy terms and conditions apply.

With our Premium House policy, you'll only pay a $50 excess when you claim for broken windows around your property.