Plus house insurance
Comprehensive cover that includes more benefits and higher limits than our standard cover.
Switching house insurance? Switch contents while you're at it and save up to 10% with our multi-policy discount.*
If a natural disaster, flood or storm increases the cost of labour and materials, we may increase the sum insured to cover the costs of rebuilding your home by up to 10%.
Up to $25,000 for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.
Retaining wall cover
We’ll repair or rebuild any damage to your garden retaining walls up to $25,000.
One event, one excess
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
Keys and locks cover
Up to $1,000 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally copied.
Extended sum insured for fire
If your house is destroyed by fire, this benefit gives you up to 20% more cover than your sum insured. Excludes fires following natural disasters.