Standard house insurance

House insurance that covers the essentials. Great for the budget conscious or those who want the safety of insurance without the extras. Save 10% online.*

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Key benefits

  • Temporary accommodation

    Up to $15,000 for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.

  • One event, one excess

    If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.

  • Retaining wall cover

    We’ll repair or rebuild any damage to your garden retaining walls up to $15,000

  • Keys and locks cover

    Up to $500 cover, free of any excess, to replace keys, remote door openers and locks if yours are stolen, lost or illegally copied.

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 743KB) 

This is the most current policy available to purchase on our website. Your policy wording may be different.
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