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Premium house insurance

Be in to win a share of $10,000 when you buy any new house policy, plus save $50 online. 10 x $1,000 prizes to be won.*

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Tower Insurance

Key benefits

Demand surge

If a natural disaster, flood or storm increases the cost of labour and materials, we may increase the sum insured to cover the costs of rebuilding your home by up to 15%.

Temporary accommodation

Up to $30,000 for temporary accommodation expenses. It means you'll have somewhere to live if you have to move out of your home because it's uninhabitable as a result of a claim we've accepted.

Carpets extended replacement

If your carpet is damaged, we’ll pay for their replacement. Plus, if you’ve got matching carpet in every room and we can’t find a suitable match, we’ll replace the lot.

Extended sum insured for fire

If your house is destroyed by fire, this benefit gives you up to 20% more cover than your sum insured. Excludes fires following natural disasters.

One event, one excess

If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.

Glass excess buyout

You'll only pay a $50 excess when you claim for broken windows around your property.

Download Policy

This is a summary only. See the policy for the full list of benefits, terms and conditions.

Download policy (PDF, 1.41MB)

This is the most current policy available to purchase on our website. Your policy wording may be different.

Request a copy of your policy wording

Other house policies

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TThis policy has been awarded the WriteMark which is a plain language standard
WriteMark - Plain Language Standard

* Win a share of $10,000 and QUICK50 promotional Ts&Cs apply.
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