Our Comprehensive policy gives you the broadest cover for you and your car. Plus, use a Tower approved repairer and we’ll guarantee the repairs for life.
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You can earn Airpoints Dollars™ on this policy
This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.
Up to $1,000 cover, with no excess to pay, towards replacement keys or remotes if yours are stolen, lost or if you think they’ve been illegally duplicated.
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
If you replace your vehicle or buy a new one, we'll automatically cover the new or replacement vehicle for 14 days.
Cover for the cost of hiring and insuring a similar vehicle if yours is stolen or becomes un-driveable after an accident and the claim is accepted, limited to a maximum of $1,000.
If you're involved in an accident and use our approved repairer network, we'll provide a lifetime guarantee on the repairs.
We think you need to know what you're covered for, so our policies come as 'agreed value' as standard. It means we agree with you when your policy starts (and on each renewal) what it will be insured for. If you prefer a market value policy, give us a call and we can sort that out for you.
Access RoadWise, our 24-hour breakdown assistance programme for just $3.75 a month. RoadWise offers nationwide service and three free call outs a year.
With this optional benefit, your windscreen and window glass claims will be excess free and you will keep your no claims bonus.
If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.
Download our SmartDriver app, show us you're a safe driver and save up to 20%.
An economical option that covers you for third party liability as well as cover if your vehicle is damaged by fire, theft or illegal conversion. Great if you're on a budget or have a low-value car.
Our most basic car insurance product that covers your liability for any damage you cause to other people's property, plus up to $4,000 to repair your car if it's damaged by an uninsured, at fault third party.