Our Comprehensive policy gives you the broadest cover for you and your car. Plus, use a Tower approved repairer and we’ll guarantee the repairs for life.
Plus, get automatic Road trip cover with new Comprehensive car insurance policies.
This is a summary only. See if this policy is right for you by downloading our policy wording which is a full outline of the policy benefits, terms and conditions.
Up to $1,000 cover, with no excess to pay, towards replacement keys or remotes if yours are stolen, lost or if you think they’ve been illegally duplicated.
If one event means you need to claim on multiple Tower car, home and contents policies, you’ll only need to pay one excess. It’s the highest excess that will apply.
If you replace your vehicle or buy a new one, we'll automatically cover the new or replacement vehicle for 14 days.
Cover for the cost of hiring and insuring a similar vehicle if yours is stolen or becomes un-driveable after an accident and the claim is accepted, limited to a maximum of $1,000.
If you're involved in an accident and use our approved repairer network, we'll provide a lifetime guarantee on the repairs.
If you're in an accident, we'll help with costs to get you and your passengers home safely, remove debris from the road, and tow and store your car if it's unable to be driven.
Access RoadWise, our 24-hour breakdown assistance programme for just $3.75 a month. RoadWise offers nationwide service and three free call outs a year.
With this optional benefit, your windscreen and window glass claims will be excess free and you will keep your no claims bonus.
If you took out your insurance before 12 October 2016 a different policy wording will apply. Please contact us to get a copy of the correct wording.
If you are not completely happy with your policy, please tell us within 15 days of its commencement date. We may agree to change the policy to suit you. If not, and you wish to cancel the policy, you can as long as you have not made any claims. We will then refund any premium you have paid and we will both regard this policy as never commencing.
Download our SmartDriver app, show us you're a safe driver and save up to 20%.
Covers your car for fire and theft, plus damage you cause to someone else’s car or property. Great if you’re on a budget or have a low-value car.
Covers damage you cause to someone else’s car or property. Our most basic car insurance product.